Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, non-destructive, and closed-world, so the safety profile is covered. The description only adds that the returned content covers treasury plus reserves balances, which is modest added value beyond the structured metadata.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.