Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden for what is presumably a read-only listing. It says nothing about safety profile, whether hidden people are excluded by default, ordering, or pagination/result-size behavior, which matters for a list endpoint.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.