@striderlabs/mcp-spectrum

pay_bill

Initiate a one-time Spectrum bill payment by loading the payment form with a specified amount. Provide account credentials, payment amount, and optional payment method; confirm final submission.

Instructions

Initiate a one-time bill payment for a Spectrum account. Loads the payment form with the specified amount. Note: final submission requires user confirmation.

Tool call template

Replace each placeholder with a value matching the input schema. Only required parameters are included; add optional parameters as needed.

{
  "id": 1,
  "jsonrpc": "2.0",
  "method": "tools/call",
  "params": {
    "arguments": {
      "username": "<username>",
      "password": "<password>",
      "amount": "<amount>"
    },
    "name": "pay_bill"
  }
}

Input Schema

Name	Required	Description
`amount`	Yes	Payment amount in dollars (e.g., '89.99'). Do not include the $ sign.
`password`	Yes	Spectrum account password
`username`	Yes	Spectrum account username or email address
`payment_method`	No	Payment method label as it appears on the account (e.g., 'Visa ending in 4242'). Omit to use the default payment method on file.

Schema Changelog

Changes observed during successful MCP inspections.

First observedv1.0.0Aug 30, 2026

TDQS

A4.1/5.0

Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries a substantial burden and does well by disclosing that it only loads the payment form and that final submission requires user confirmation. This prevents an agent from assuming the payment is fully executed, which is critical for a financial action. It falls short of a 5 because it does not describe any response, confirmation token, or what happens after the form is loaded.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is just two sentences and is front-loaded with the core purpose. The note about user confirmation is placed at the end and earns its place by conveying the most important behavioral caveat.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

The schema covers inputs well and the description conveys the primary behavioral caveat, but with no output schema the description does not explain what the tool returns or what the next step is after user confirmation. For a financial action this is a meaningful gap, though not a fatal one.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The input schema already documents all 4 parameters with 100% coverage, so the description is not required to explain them. It only adds 'the specified amount' regarding the amount parameter, which maps to the schema but provides no new semantic detail beyond it.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states a specific action ('Initiate a one-time bill payment') and the resource ('a Spectrum account'), making the tool's purpose unambiguous. It also distinguishes itself from the sibling read-only and service-management tools by focusing on payment initiation.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description gives clear context: use this tool to start a one-time payment with a specified amount. It does not explicitly name alternatives or exclusions, but among the listed siblings this is the only payment-related tool, so selection is straightforward.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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