Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden, but it only names report content. It does not state whether the tool is read-only, whether it requires a session, what response shape to expect, or what the required `name` refers to. The phrase 'list-price estimate' hints at a non-authoritative estimate, but that is minimal.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.