Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so safety is covered and the bar is lower. The description adds only that the rules belong to "the person" (per-user scoping) and that reading precedes other work; it says nothing about payload size, freshness, or whether the rules can be empty.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.