Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Since no annotations are provided, the description must carry the full burden. It does not disclose that this is a read-only operation, whether it includes hidden or built-in styles, or what the return format is. The verb 'list' implies reading, but no behavioral details are added.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.