Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral disclosure burden. It adds one useful non-obvious side effect: 'cumulative usage is retained' when budgets are revised. However, it does not disclose whether changes are reversible, how the update interacts with active reference expansions, or what response is returned, so transparency is incomplete.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.