Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=true, so safety is covered. The description adds that the result is scoped to the calling key and includes rate limits, which is useful context, but says nothing about failure modes (e.g. invalid/revoked key) or the shape of the limits data.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.