Get the current Lunch Money user's account info: name, email, budget name, and primary currency.

List or look up Lunch Money transactions. Without an id, returns filtered transactions (defaults to last 30 days if no dates given). With an id, returns that single transaction.

Filters: start_date/end_date (YYYY-MM-DD), category_id, tag_id, status (reviewed/unreviewed), account_id. Use limit/offset for pagination.

Returns hydrated output with category names, tag names, and account names instead of raw IDs.

Create, update, or delete a single Lunch Money transaction.

action="create": Provide date (YYYY-MM-DD), amount (positive=debit, negative=credit), and optionally payee, category_id, notes, account_id, tag_ids, currency. action="update": Provide id and any fields to change (payee, amount, date, category_id, notes, tag_ids, status). action="delete": Provide only the id of the transaction to delete.

Update multiple transactions at once (max 500). Each item needs an id plus the fields to change.

Common uses: batch-categorize transactions, bulk mark as reviewed, assign tags to multiple transactions. Fields per transaction: category_id, payee, notes, tag_ids, status, date, amount, currency.

Split or unsplit a Lunch Money transaction.

action="split": Provide id of the transaction to split, plus a splits array. Each split has amount (required) and optionally payee, date, category_id, notes. The split amounts MUST add up to the parent transaction amount. action="unsplit": Provide id of the split parent to restore it to normal.

Group or ungroup Lunch Money transactions.

action="group": Combine multiple transactions into one grouped transaction. Provide ids (array of transaction IDs), date (YYYY-MM-DD), and payee (required). Optionally set category_id, notes, tag_ids. The grouped transaction amount equals the sum of the original amounts. action="ungroup": Provide id of the group parent to restore original transactions.

List all Lunch Money categories. Use format="nested" to see category groups with their children, or format="flat" (default) for a flat list.

Create, update, or delete a Lunch Money category.

action="create": Provide name (required). Optionally set description, is_income, exclude_from_budget, exclude_from_totals, is_group, group_id. action="update": Provide id and any fields to change (name, description, is_income, exclude_from_budget, exclude_from_totals, archived, group_id). action="delete": Provide id. Use force=true to delete even if the category has dependent transactions/rules.

List all Lunch Money tags. Tags can be assigned to transactions for additional organization beyond categories.

Create, update, or delete a Lunch Money tag.

action="create": Provide name (required). Optionally set description. action="update": Provide id and any fields to change (name, description, archived). action="delete": Provide id. Use force=true to delete even if the tag is used on transactions.

Get all Lunch Money accounts — both manual accounts and synced (Plaid) accounts. Shows balances, types, and status.

Create, update, or delete a manual Lunch Money account. Synced (Plaid) accounts are read-only.

action="create": Provide name, type (cash/credit/cryptocurrency/employee compensation/investment/loan/other liability/other asset/real estate/vehicle), and balance (required). Optionally set institution_name, currency, subtype. action="update": Provide id and any fields to change (name, balance, institution_name, display_name, status, subtype). action="delete": Provide id. WARNING: this permanently deletes the account. Transactions are NOT deleted by default.

Get a budget summary for a date range. Shows income, spending, and per-category breakdown with budget vs actual. If the date range aligns with budget periods, budget amounts and availability are included.

Tip: Use the first and last day of a month for a monthly overview (e.g. 2026-02-01 to 2026-02-28).

Get recurring items (subscriptions, bills, income). Shows expected amounts, frequency, and match status for the given period. Without dates, uses the current month.