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krax1337

mcp-server-zenmoney

by krax1337

Search transactions

list_transactions
Read-only

Find and filter transactions by date, type, account, category, payee, amount or currency, and get income/expense totals for all matches in one call.

Instructions

Find transactions with filters (dates/period, type, accounts, categories incl. subcategories, payee, free text, amount, currency). Newest first by default, paginated. Also returns income/expense totals of all matches in the main currency (in-balance accounts only, like ZenMoney reports), so "how much did I spend on X" needs only this call (or summarize_transactions for breakdowns).

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
idsNoFetch specific transactions by id
sortNodate_desc
limitNo
payeeNoSubstring of the payee / merchant name
typesNoTransaction types to include: expense | income | transfer (between own accounts) | debt_out (money given to a person: lending, or repaying them) | debt_in (money received from a person: borrowing, or them repaying you)
offsetNo
periodNoDate range relative to today (weeks start on Monday). date_from/date_to override either end.
searchNoFree text matched against payee, merchant, comment and category names
date_toNoInclusive end date, YYYY-MM-DD
accountsNoAccount names, ids or card last digits; matches money leaving or arriving
currencyNoOnly transactions in this currency (ISO code)
date_fromNoInclusive start date, YYYY-MM-DD
categoriesNoCategory names, "Parent / Child" paths or ids; subcategories are included
max_amountNoMaximum amount in the account's currency
min_amountNoMinimum amount in the account's currency
uncategorizedNoOnly transactions without a category
include_deletedNoInclude deleted transactions (they can be restored)

Schema Changelog

Changes observed during successful MCP inspections.

  1. First observedv1.0.0

TDQS

A4.1/5.0
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations already declare readOnlyHint and closed-world behavior, so the safety profile is covered. The description adds genuinely useful behavior beyond annotations: default sort order (newest first), pagination, and that income/expense totals are computed over ALL matches in the main currency and only for in-balance accounts. It does not describe the transaction object shape or page-size limits, keeping this at a 4.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Two dense sentences with the core verb and filter list front-loaded, followed by output-behavior context. Every clause carries information; the parenthetical about summarize_transactions is slightly compressed but earns its place as routing guidance.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a 17-parameter, no-output-schema tool with minimal annotations, the description covers the essential gaps: default ordering, pagination, and the aggregation semantics of the returned totals. What is missing is the shape/content of the returned transactions themselves, but the totals explanation handles the highest-risk ambiguity.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 82%, so the schema already documents nearly all 17 parameters, including enum definitions and formats. The description's parameter recap (dates/period, type, accounts, categories, payee, free text, amount, currency) largely restates what the schema already provides, so it earns the baseline 3.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

States a specific verb+resource ('Find transactions') and enumerates the filter dimensions, so the agent knows exactly what it retrieves. It also explicitly distinguishes itself from summarize_transactions and clarifies that it returns totals itself, which differentiates it from siblings without opening schemas.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Gives concrete routing guidance: '"how much did I spend on X" needs only this call (or summarize_transactions for breakdowns)', directing the agent to the right alternative for breakdowns. It stops short of stating when this tool should NOT be used, but the usage context is clear.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.