Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description must carry the full burden of behavioral disclosure. It says 'extract and validate' but does not specify what validation entails (checksum, format?), how invalid IBANs are handled, or whether all found strings are returned or only validated ones. This lack of detail hinders agent understanding of side effects or edge cases.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.