Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The description adds minimal semantics beyond the input schema: it clarifies that 'budget_id' is for a YNAB budget, but with 0% schema description coverage, it doesn't explain the parameter's format, constraints, or examples. Since there's only one parameter, the baseline is 4, but the lack of detailed compensation for the coverage gap reduces the score.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.