Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It does disclose two useful traits: the operation is idempotent-ish ('build or refresh') and it is workspace-wide, not per-file. However, it says nothing about cost/duration for a potentially long-running whole-workspace index, nor whether it blocks or what the caller should expect afterward.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.