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Scored across 24 tools
Most tools target distinct resources and actions, such as accounts, balances, transactions, liabilities, holdings, and external debts. A few near-overlaps exist—get_liabilities_tool vs summarize_debt_tool and sync_transactions_tool vs refresh_transactions_tool—but the descriptions clarify the intended use.
Tool names mostly follow a snake_case verb_noun_tool pattern, but link_account and complete_linking lack the _tool suffix, and spending_summary_tool is a noun phrase rather than a verb_noun construction. The pattern is mixed but still readable.
With 24 tools, the surface is at the high end of a typical MCP and feels heavy. Each tool has a plausible role, but the count is large enough that navigation and selection could become unwieldy.
The tool set covers linking, account and transaction data, liabilities, investments, identity, income, local overrides, and external debt CRUD with summary capabilities. Minor gaps like per-transaction detail or category management are not critical for the core domain.