Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of disclosure, yet it provides none: no mention of permissions required, whether the rename is reversible, what happens on name collisions, or whether contents are preserved. The single sentence merely restates the mutation implied by the name.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.