Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so the safety profile is covered. The description adds a non-obvious constraint the schema cannot express — that the operation requires the Pro edition — which is genuine behavioral context an agent needs to avoid calling it in a non-Pro environment. It does not say what an edition failure looks like, hence not a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.