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@striderlabs/mcp-lemonade

An MCP (Model Context Protocol) connector for Lemonade insurance. This package enables AI assistants like Claude to interact with Lemonade's insurance services for renters, homeowners, pet, and car insurance.

What This Package Does

This MCP server provides tools to:

  • Get insurance quotes for renters, homeowners, pet, and car insurance

  • View existing policy details

  • File insurance claims

  • Check claim statuses

  • Update policy coverage

  • Retrieve policy documents

  • Contact Lemonade customer support

The server uses Playwright for browser automation against lemonade.com and communicates via stdio transport following the Model Context Protocol specification.

Related MCP server: Playwright MCP Automation

Requirements

  • Node.js 18 or later

  • Playwright with Chromium browser installed

Installation

npm install @striderlabs/mcp-lemonade
npx playwright install chromium

Or install globally:

npm install -g @striderlabs/mcp-lemonade
npx playwright install chromium

Configuration

Claude Desktop

Add the following to your Claude Desktop configuration file:

macOS: ~/Library/Application Support/Claude/claude_desktop_config.json Windows: %APPDATA%\Claude\claude_desktop_config.json

{
  "mcpServers": {
    "lemonade": {
      "command": "npx",
      "args": ["@striderlabs/mcp-lemonade"]
    }
  }
}

If installed globally:

{
  "mcpServers": {
    "lemonade": {
      "command": "mcp-lemonade"
    }
  }
}

Other MCP Clients

For any MCP-compatible client, configure the server to run:

npx @striderlabs/mcp-lemonade

The server communicates over stdio.

Tools

1. get_quote

Get an insurance quote from Lemonade.

Parameters:

Parameter

Type

Required

Description

insurance_type

string (enum)

Yes

One of: renters, homeowners, pet, car

zip_code

string

Yes

ZIP code for the insurance location

coverage_amount

number

No

Desired coverage amount in dollars

additional_info

object

No

Additional information specific to the insurance type

Example:

Get me a renters insurance quote for ZIP code 10001 with $50,000 coverage

2. view_policy

View details of an existing Lemonade insurance policy.

Parameters:

Parameter

Type

Required

Description

email

string

Yes

Email address associated with the policy

policy_id

string

No

The policy ID to retrieve

Example:

Show me my Lemonade policy details for user@example.com

3. file_claim

File a new insurance claim with Lemonade.

Parameters:

Parameter

Type

Required

Description

policy_id

string

Yes

The policy ID for which to file the claim

claim_type

string

Yes

Type of claim (e.g., theft, damage, medical)

description

string

Yes

Detailed description of the incident

incident_date

string

Yes

Date of the incident (YYYY-MM-DD format)

estimated_loss

number

No

Estimated loss amount in dollars

Example:

File a theft claim for policy LM-12345, my laptop was stolen on 2024-01-15, estimated loss $1,500

4. check_claim_status

Check the status of an existing Lemonade insurance claim.

Parameters:

Parameter

Type

Required

Description

claim_id

string

Yes

The claim ID to check

email

string

Yes

Email address associated with the claim

Example:

Check the status of claim CLM-67890 for user@example.com

5. update_coverage

Update coverage on an existing Lemonade insurance policy.

Parameters:

Parameter

Type

Required

Description

policy_id

string

Yes

The policy ID to update

coverage_changes

object

Yes

Object describing the coverage changes

coverage_changes.coverage_amount

number

No

New coverage amount in dollars

coverage_changes.deductible

number

No

New deductible amount in dollars

coverage_changes.add_ons

string[]

No

List of add-ons to add or remove

Example:

Update policy LM-12345 to increase coverage to $75,000 and lower deductible to $500

6. get_documents

Retrieve policy documents from Lemonade.

Parameters:

Parameter

Type

Required

Description

policy_id

string

Yes

The policy ID to get documents for

email

string

Yes

Email address associated with the policy

document_type

string (enum)

No

One of: declarations, contract, id_card, all

Example:

Get the declarations page for policy LM-12345 associated with user@example.com

7. contact_support

Contact Lemonade customer support.

Parameters:

Parameter

Type

Required

Description

subject

string

Yes

Subject of the support request

message

string

Yes

Detailed message for support

email

string

Yes

Email address for the response

policy_id

string

No

Policy ID related to the support request

contact_method

string (enum)

No

One of: chat, email, phone

Example:

Contact Lemonade support about a billing question for policy LM-12345, prefer email contact

Usage Examples

Here are some natural language prompts you can use with Claude after configuring this MCP server:

"Get me a homeowners insurance quote for ZIP 90210"

"What are my Lemonade policy details? My email is john@example.com"

"I need to file a water damage claim for policy LM-98765. The incident happened on 2024-01-20 and estimated damage is $3,000"

"Check the status of my claim CLM-11111, my email is jane@example.com"

"Update my renters insurance policy LM-55555 to add jewelry coverage"

"Download my insurance ID card for policy LM-77777, email is user@example.com"

"I have a question about my premium increase. Contact Lemonade support by phone for policy LM-33333"

Notes on Playwright

This package uses Playwright for browser automation to interact with lemonade.com. You must install the Chromium browser separately:

npx playwright install chromium

The browser runs in headless mode by default. Some operations (viewing policies, filing claims, updating coverage, getting documents) require Lemonade account authentication and will return step-by-step instructions for completing the action in the Lemonade app or website, as automated login is not supported for security reasons.

Development

# Clone and install dependencies
git clone <repo-url>
cd mcp-lemonade
npm install

# Install Playwright browsers
npx playwright install chromium

# Build
npm run build

# Run in development mode
npm run dev

License

MIT - Strider Labs

Available Tools

7 tools
check_claim_statusA

Check the status of an existing Lemonade insurance claim

Inputs: claim_id (required), email (required).

contact_supportC

Contact Lemonade customer support

Inputs: subject (required), message (required), email (required), policy_id, +1 more.

file_claimB

File a new insurance claim with Lemonade

Inputs: policy_id (required), claim_type (required), description (required), incident_date (required), +1 more.

get_documentsA

Retrieve policy documents from Lemonade (declarations page, policy contract, etc.)

Inputs: policy_id (required), email (required), document_type.

get_quoteA

Get an insurance quote from Lemonade for renters, homeowners, pet, or car insurance

Inputs: insurance_type (required), zip_code (required), coverage_amount, additional_info.

update_coverageC

Update coverage on an existing Lemonade insurance policy

Inputs: policy_id (required), coverage_changes (required).

view_policyB

View details of an existing Lemonade insurance policy

Inputs: email (required), policy_id.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

  1. 7 tool updatesv1.0.0
    • First observedcheck_claim_status
    • First observedcontact_support
    • First observedfile_claim
    • First observedget_documents
    • First observedget_quote
    • First observedupdate_coverage
    • First observedview_policy

TDQS

A3.6/5.0

Scored across 7 tools

Disambiguation5/5

Each tool has a clearly distinct purpose targeting specific insurance operations: checking claim status, contacting support, filing claims, retrieving documents, getting quotes, updating coverage, and viewing policies. There is no overlap or ambiguity between these functions.

Naming Consistency5/5

All tool names follow a consistent verb_noun pattern using snake_case (e.g., check_claim_status, file_claim, get_quote). The naming is uniform and predictable across all seven tools.

Tool Count5/5

With 7 tools, the server is well-scoped for an insurance domain, covering key operations like quotes, policies, claims, and support. Each tool earns its place without being excessive or insufficient.

Completeness4/5

The tool set provides strong coverage for core insurance workflows, including quoting, policy management, claims, and support. A minor gap exists in lacking a tool for purchasing a policy after getting a quote, but agents can likely work around this.

Maintenance

ActivityInactive
ResponsivenessNo recent community issues

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