Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description carries the full burden. 'List' implies a read-only operation, and the description adds useful context about scope ('configured', 'BYOK') and returned content. However, it does not disclose potential behaviors such as whether it only returns built-in providers, if it can be empty, or whether any configuration is required first.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.