India Payments MCP — let AI agents accept UPI & card payments in India

Live · MCP endpoint: https://mcp-in.wishpool.app/mcp · Listed on the official MCP Registry as app.wishpool/india-payments-mcp · Sister servers: Taiwan · Japan · Korea · Indonesia

A remote MCP server that lets any AI agent (Claude, ChatGPT, Cursor…) accept payments in India:

• 📱 UPI — Google Pay / PhonePe / Paytm / any UPI app; the rail India actually uses

• 💳 Credit & debit cards / netbanking / wallets

• ✉️ Link delivery — optionally Razorpay SMSes/emails the payment link straight to the buyer

• 🔍 Payment status check — pull-based, no webhook needed; no confirm step, payment completes automatically

v0.1 routes through Razorpay Payment Links, a major Indian payment gateway with a hosted payment page. The provider registry is built for aggregation — more Indian gateways join behind the same tools.

⚖️ Stateless translation layer: funds always flow buyer → Razorpay → merchant directly. This server never holds, moves, or stores funds or credentials — no database at all.

Why this exists

Indian payment rails — UPI above all — are built for humans clicking through checkout pages and scanning QR codes. An AI agent has no agent-ready API for "let my Indian customer pay by UPI". This MCP server translates that flow into tools an agent can call.

Related MCP server: satsrail-mcp

Quick start

MCP endpoint: https://mcp-in.wishpool.app/mcp (Streamable HTTP, stateless JSON-RPC)

Add the server URL in any remote-MCP client (Claude Desktop / Claude Code / Cursor…), then send your Razorpay key pair as headers on each request:

No public demo key exists for Razorpay, so bring your own — a test key pair takes a minute to get and never moves real money.

Tools

Develop

node test/serve.js      # local server (http://localhost:3215/mcp)
node test/e2e.js        # protocol + validation suite (probes real Razorpay auth errors)

Zero runtime dependencies; Node ≥ 18.

Summary

Remote MCP server for India payments: UPI (Google Pay / PhonePe / Paytm), cards, netbanking, wallets — via Razorpay Payment Links' hosted page. Bring-your-own credentials (x-razorpay-key-id + x-razorpay-key-secret), stateless, never touches funds, MIT-licensed, zero dependencies. Endpoint: https://mcp-in.wishpool.app/mcp.

Part of a family: Taiwan (ECPay 綠界 / NewebPay 藍新 + e-invoices) · Japan (KOMOJU — konbini / PayPay) · Korea (Toss Payments — cards / KakaoPay·NaverPay) · Indonesia (Midtrans Snap — GoPay / QRIS / Alfamart).