Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the behavioral disclosure burden. It discloses the specific timeframes returned (latest day, trailing 5/30-day) and the data type (net flows). It does not describe exact return format or edge cases, but for a simple parameterless getter this is adequate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.