Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It discloses that the data is 'live' and covers 'all contracts of a symbol', which is minimal behavioral information. However, it omits any details about response format, rate limits, permissions, or whether it returns only current data or any other operational characteristics.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.