Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of disclosing behavioral traits. It only states the action 'List' without mentioning that it is a read-only operation, what the expected response format is, or whether any permissions are required. It adds no insight beyond the tool's name.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.