# finance-mcp

Personal finance MCP server for AI assistants. Loan simulation, budgeting, investment comparison, retirement planning, French tax optimization, and inflation calculator.

> **DISCLAIMER: This is NOT financial advice.** All calculations are for informational and educational purposes only. Results use simplified models and may not reflect all real-world variables. Always consult a qualified financial advisor before making any financial decisions.

## Tools

| Tool | Description |
|------|-------------|
| `simulate_loan` | Loan simulation (mortgage, car, student, personal) with amortization table |
| `calculate_budget` | Monthly budget analysis with savings rate and 50/30/20 rule |
| `compare_investments` | Compare investment options with nominal, real, and after-tax returns |
| `calculate_retirement` | Retirement planning — how much to save monthly to reach your goal |
| `tax_optimizer` | French tax analysis and optimization (bareme progressif, PFU, PER, PEA) |
| `inflation_calculator` | Real value of money over time with inflation scenarios |

## Installation

```bash
npm install -g finance-mcp
```

## Usage with Claude Desktop

Add to your `claude_desktop_config.json`:

```json
{
  "mcpServers": {
    "finance": {
      "command": "npx",
      "args": ["finance-mcp"]
    }
  }
}
```

## Pricing

| Tier | Price | Limits |
|------|-------|--------|
| Free | $0/month | 20 tool calls/month |
| Pro | $14.99/month | Unlimited |

## Development

```bash
npm install
npm run build
npm test
```

## License

MIT - SceneView Tools

See [TERMS.md](./TERMS.md) and [PRIVACY.md](./PRIVACY.md) for full terms and privacy policy.