Mortgage MCP Server
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- FlicenseDqualityCmaintenanceProvides access to RateSpot.io mortgage rate APIs, enabling AI assistants to fetch real-time mortgage rates, compare loan products, calculate payments, and access comprehensive lending information.7-
- AlicenseAqualityBmaintenanceEnables AI assistants to answer mortgage-related queries by providing tools for lender search, loan limit lookup, down-payment assistance programs, and more, with data sourced from real wholesale lenders and broker-curated intel.89 npmMIT
- AlicenseNot gradedqualityNot gradedmaintenanceEnables real estate property searches with location and criteria filtering, plus comprehensive mortgage calculations including monthly payments and affordability analysis. Currently uses mock data for property searches but provides full mortgage calculation functionality.-
- AlicenseNot gradedqualityBmaintenanceMortgage Calculator AI - MCP server providing AI-powered tools and automation by MEOK AI Labs9 npm43 PyPIMIT
- FlicenseNot gradedqualityCmaintenanceEstimates UK repayment mortgage payments, including monthly payment, total interest, and overpayment impact, for use in ChatGPT.-
- AlicenseAqualityBmaintenanceEnables AI assistants to run free US money calculators for credit card payoff, debt consolidation, loan terms, crypto trading fees, and emergency funds, returning results with formulas, summaries, warnings, and pre-filled calculator links. It also lets agents list related educational guides.6MIT
TDQS
Scored across 7 tools
Each tool targets a distinct mortgage calculation: monthly payment, amortization schedule, lump sum, extra payments, scenario comparison, refinance break-even, and affordability. Overlap between calculate_monthly_payment and get_amortization_schedule is minimal because the latter returns a full schedule while the former returns just the payment.
All tool names use snake_case with a clear verb_noun or verb_noun_phrase pattern (calculate_*, get_*, compare_*). The convention is applied consistently across all seven tools.
Seven tools is well within the ideal 3-15 range and each tool provides a distinct calculation needed for mortgage analysis. No tool feels redundant or out of scope.
The suite covers core fixed-rate mortgage calculations from affordability through amortization, extra payments, and refinancing. Minor gaps exist for specialized products like ARMs or interest-only loans, and no tool includes taxes/insurance/PMI in payment calculations.