hazard.score
Compute a composite hazard score for a property parcel covering flood, wildfire, seismic, windstorm, air quality, and crime risks for insurance and due diligence.
Instructions
Composite hazard score for a parcel: flood (FEMA NFIP zone), wildfire (USFS WUI), seismic (USGS ASCE7), windstorm, air quality (EPA AQS), and crime (composite tier). Each sub-score includes source citations. Use when the user asks about a property's risk profile — insurance pricing, underwriting, or due diligence. Do NOT use to compare multiple parcels (use parcel.compare with a hazard criterion). Backed by /api/v1/parcels/{id}/risks. Coverage varies by hazard: flood and crime are widely available; wildfire is strongest in CA/OR/WA/ID/MT/CO; seismic strongest on the West Coast.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| include | No | Subset of hazards to keep in the response. Default: return all. | |
| parcel_id | Yes | Composite parcel ID (county_fips:parcel_id). Use parcel.lookup to obtain. |