Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. 'Update an existing customer' implies a mutation operation, but it doesn't disclose any behavioral traits: no information about required permissions, whether changes are reversible, rate limits, error conditions, or what happens to unspecified fields. This leaves significant gaps for a mutation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.