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jack200250-collab

mcp-finance-tools

청약 가점 계산기 (프리미엄)

calc_housing_subscription_score

Compute Korean housing subscription score from non-homeownership period, number of dependents, and subscription savings duration. Uses standard 84-point scoring model.

Instructions

[프리미엄/청약가점] 무주택기간, 부양가족수, 청약통장 가입기간을 입력하면 주택청약 가점제 표준 산정표(무주택기간 32점+부양가족 35점+청약통장 17점, 84점 만점)로 청약 가점을 계산합니다. Gumroad 라이선스 실시간 검증(KR_FINANCE_LICENSE_KEY)이 필요합니다.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
부양가족수Yes부양가족수 (본인 제외 세대원 수, 정수)
무주택기간_년Yes무주택기간 (년, 예: 5.5)
청약통장가입기간_년Yes청약통장(주택청약종합저축 등) 가입기간 (년, 예: 10)
Behavior4/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations, the description carries the full burden. It discloses the license validation requirement and the scoring formula, which is beyond the basic 'calculate' intention. However, it does not mention error behavior, return format, or whether any data is stored, leaving minor gaps. The license disclosure and formula transparency justify a 4.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is compact and structured: a bracketed prefix for category, a single clear sentence stating the function and formula, and a final sentence for the license requirement. No unnecessary words or repetition, and essential information is front-loaded.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness5/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a simple calculator with no output schema, the description covers all necessary aspects: inputs, scoring formula, and the license prerequisite. It is sufficiently complete for an agent to select and invoke the tool correctly without additional documentation.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema coverage is 100%, so the baseline is 3. The description adds extra semantic value by explaining how each parameter contributes to the total score (무주택기간 up to 32 points, 부양가족 up to 35, 청약통장 up to 17), giving meaningful context beyond the schema's plain descriptions. Thus a 4 is appropriate.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool calculates housing subscription scores (청약 가점) using the standard scoring table, and specifies the exact point breakdown (무주택기간 32점, 부양가족 35점, 청약통장 17점, 총 84점). It distinguishes itself from sibling tools by being a premium calculator for this specific domain.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides clear context for usage: it is a premium tool requiring Gumroad license validation via KR_FINANCE_LICENSE_KEY. It implies it should be used when a housing subscription score is needed, but it does not explicitly mention alternatives or exclusions. This earns a 4 rather than 5 due to the absence of explicit when-not-to-use guidance.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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