Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, covering the safety profile. The description adds minimal extra behavioral context ('on the account') but does not disclose details like response format, pagination, or whether deleted webhooks are excluded. With annotations covering the main safety aspects, this is acceptable but not rich.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.