actual-budget-mcp
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TDQS
Scored across 37 tools
Most CRUD tools target distinct entities and actions, but the analytical tools overlap considerably (budget_vs_actual, get_budget_month, spending_by_category, monthly_summary, category_trends, spending_projection all surface spending data with slightly different scopes). recategorize_transaction also overlaps with update_transaction since category is likely an updatable field. Descriptions help, but an agent could easily misselect among the reporting tools.
CRUD operations follow a clear create_/update_/delete_ pattern, but read operations are split between list_accounts and get_* tools, and analytics use noun-phrase names like budget_vs_actual, monthly_summary, and spending_by_category. The mixing is readable but not a single predictable verb_noun convention.
37 tools is a heavy surface; the rule of thumb for coherence is 3-15 well-scoped tools, and here there are many overlapping analytics/reporting tools (budget_vs_actual, spending_projection, category_trends, spending_by_category, monthly_summary, balance_history) that could be consolidated. The CRUD breadth is defensible, but the total count feels bloated.
Core CRUD is mostly covered for accounts, categories, payees, transactions, and rules, but accounts have no update/close tool (delete_account even suggests 'prefer closing' without providing one), and rules have no update mechanism. Budgeting, sync, and reconciliation workflows are otherwise reasonably complete.