Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations present, the description carries the behavioral disclosure burden. It states exactly what is listed and over which transports, and 'List' implies a non-mutating read operation, giving the agent a clear expectation of no side effects. It does not mention minor caveats like device authorization/trust prompts, but for a simple enumeration tool this is sufficient.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.