Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. While 'Get all users' implies a read operation, it doesn't specify whether this is paginated, rate-limited, permission-dependent, or what format/details are returned. The phrase 'with their names and details' is vague about what specific details are included. For a tool with zero annotation coverage, this leaves significant behavioral gaps.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.