Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does disclose the return fields (ticker and CIK) and a real scope constraint (US-listed only). It says nothing about match behavior (fuzzy vs exact), result count limits, or what happens when nothing matches, which matters for a search tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.