Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It usefully discloses the returned payload shape (top-5 levels with price, quantity, and totals), which is valuable since there is no output schema. It says nothing about data freshness, exchange hours, rate limits, or permissions, so behavioral coverage is partial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.