Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden and it does reasonably well: 'List' signals a read-only operation and the enumerated return content tells the agent exactly what to expect. It does not discuss safety traits explicitly, but for a zero-parameter list call there is little hidden behavior.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.