Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, so safety is covered. The description adds two genuinely new facts: the unit conversion (1 credit = 1 grid point) and that the call is free, which is cost/rate context not present in the annotations. However, it says nothing about auth requirements, return format, or whether balance can be negative or stale.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.