Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and openWorldHint=false, so the description only needs to add context: it does so with the cost signal ("one request") and the returned fields (plan, remaining quota). It omits the failure path entirely — what is returned or raised when the key is invalid, which is the primary reason to call a validation tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.