Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, so safety is covered. The description adds the context of maintenance/settlement windows, which is useful but doesn't disclose any additional behavioral details beyond annotations (e.g., output format, latency). Slightly above baseline, but not substantial.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.