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Monarch MCP

by frapbod

Create transaction tag

create_transaction_tag

Create reusable transaction tags with custom names and hex colors to classify and organize Monarch Money transactions.

Instructions

Create a reusable transaction tag.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
nameYes
colorYesHex color such as #4F46E5

Output Schema

TableJSON Schema
NameRequiredDescriptionDefault
dataYes
metaYes
Install Server

TDQS

C2.9/5.0
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

The description reads 'Create a reusable transaction tag,' which adds only a semantic hint about reuse but does not disclose behavioral traits beyond what the annotations already provide. The annotations correctly indicate a non-read-only, non-idempotent, non-destructive operation, and the description provides no additional behavioral context such as uniqueness constraints, side effects, or error conditions. The description does not contradict the annotations, but it also adds little beyond them.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is a single sentence that is front-loaded with the core action and subject. It contains no filler or repetition, though its brevity borders on under-specification. Structurally it is acceptable and efficient given the expectation that the schema and annotations carry additional detail.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness3/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

An output schema is present, which reduces the need to document return values the description itself does not explain the broader context of the tool, such as the meaning of 'reusable' (whether it can be assigned to multiple transactions), the expected naming convention, or the relationship to set_transaction_tags. For a creation tool with two parameters, the description provides the minimum viable context but misses the kind of contextual links that would help an agent integrate it into a multi-step workflow.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The color parameter already has a schema description ('Hex color such as #4F46E5'), so its meaning is covered. The name parameter has only a minLength=1 constraint and no description, leaving ambiguity about what constitutes a valid or expected name. The tool description does not compensate for this gap; it does not explain the format, uniqueness, or role of the name parameter. With 50% schema coverage, the description should have resolved the missing coverage for name but does not.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose4/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description states a clear, specific verb+resource ('Create a reusable transaction tag') and differentiates itself from sibling tools like get_transaction_tags and set_transaction_tags by its action and resource type. However, it leans heavily on the tool name itself; the value-add is modest but sufficient to identify the tool's purpose and scope.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines2/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

No guidance is provided on when to use this tool versus alternatives such as create_transaction_category or set_transaction_tags. There is no mention of prerequisites (e.g., tags must exist before being applied to transactions), no examples, and no indication of when creating a tag is the right step in an agent workflow. The description leaves all usage decisions to inference.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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