Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden of behavioral disclosure. 'List connected servers' does not state whether this is a safe read operation, what the return format looks like, whether it can fail if no servers are connected, or whether authentication is required. 'List' implies non-destructive behavior but this is not explicitly stated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.