Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries full burden for behavioral disclosure. While 'Create a backup' implies a write operation that generates output, it doesn't specify where the backup is stored, whether it requires admin permissions, if it locks the database during backup, what happens on failure, or any rate limits. These are critical behavioral aspects for a database operation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.