list_categories
Retrieve all personal finance categories to organize transactions and budgets.
Instructions
List all categories.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
No arguments | |||
Retrieve all personal finance categories to organize transactions and budgets.
List all categories.
| Name | Required | Description | Default |
|---|---|---|---|
No arguments | |||
Changes observed during successful MCP inspections.
v3.0.0Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are provided, so the description carries the full burden of disclosing behavior. 'List' implies a non-mutating read, but the description says nothing about pagination, ordering, response shape, or whether 'all categories' truly returns every category in one call. This is a meaningful gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.
Is the description appropriately sized, front-loaded, and free of redundancy?
The description is a single three-word sentence with no filler. It front-loads the verb and resource directly and earns every word.
Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.
Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
For a zero-parameter list operation, the description is nearly sufficient. However, with no annotations and no output schema, an agent receives no information about return values or pagination behavior. The simplicity of the tool limits the impact of those omissions, so it remains mostly complete.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.
Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
The input schema has zero parameters and 100% schema coverage, so there are no parameter semantics to explain. Per the baseline for zero-parameter tools, a 4 is appropriate.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.
Does the description clearly state what the tool does and how it differs from similar tools?
The description states a specific verb ('List') and a specific resource ('all categories'), making the tool's function unambiguous. It also differentiates from sibling tools like create_category because it is the only category-listing operation.
Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.
Does the description explain when to use this tool, when not to, or what alternatives exist?
The description implies the tool should be used whenever an agent needs to retrieve all categories, but it provides no explicit guidance about when to prefer it over related tools or when it should not be used. Since the purpose itself is the main contextual signal, this is adequate but not explicit.
Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.