Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden, and it discloses both the return value ('pong') and the side effect (echoing the message). 'Health-check' strongly implies a non-mutating, safe operation. It does not explicitly state non-destructiveness, but for a ping the disclosed behavior is effectively complete.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.