Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are supplied, so the description carries the burden; "List" plus "visible to the account" conveys that this is a non-destructive read scoped by account visibility, which covers the core safety profile. It omits pagination behavior, permission requirements, and whether hidden or shared calendars are included beyond the vague "visible" qualifier.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.