Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false. The description adds that the tool reports on the current billing period and includes plan/usage/quota, which is useful. It doesn't describe the return format or other behavioral details, but given the strong annotations, the description provides sufficient additional context without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.