Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint, so safety is covered. The description adds nothing beyond that: no hint of how many templates come back, whether the list is paginated or in what shape the entries are returned. For a zero-parameter list tool there is little to disclose, but what could be added is absent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.