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Monarch Money MCP Server

Monarch Money MCP Server

by mjstramel
OverviewSchemaSourceRelated ServersDiscussionsAdmin
TypeScript
Remote

Monarch Money MCP Server

This project provides a Model Context Protocol (MCP) server for Monarch Money, allowing you to interact with your Monarch Money data using MCP-compatible clients (like Windsurf).

Features

  • Exposes Monarch Money API endpoints as MCP tools

  • Tools for accounts, budgets, and transactions

  • Input validation with Zod

  • Logging to dist/mcp-startup.log

Related MCP server: monarchmoney-node

Requirements

  • Node.js 18+

  • A Monarch Money API token (see here)

Setup

  1. Clone the repository:

    git clone git@github.com:mjstramel/monarch-money-mcp.git
cd monarch-money-mcp

  2. Install dependencies:

    npm install

  3. Set your Monarch Money token:

    export MONARCH_TOKEN=your_token_here

  4. Build and run:

    npm run build
npm start

Project Structure

  • src/index.ts — Main MCP server entry point

  • src/operations/monarch.ts — Monarch Money API wrappers and Zod schemas

Add to cursor

{
  "mcpServers": {
    "monarch-money": {
      "command": "node",
      "args": ["<path-to-mcp-server>/dist/index.js"],
      "env": {
        "MONARCH_TOKEN": "<YOUR_TOKEN>"
      }
    }
  }
}

Adding More Tools

To add more Monarch Money API endpoints, expand src/operations/monarch.ts and register new tools in src/index.ts.

License

Proprietary / Private

Available Tools

6 tools
create_manual_accountD

Inputs: accountType (required), accountSubType (required), isInNetWorth (required), accountName (required), +1 more.

create_transactionD

Inputs: date (required), accountId (required), amount (required), merchantName (required), +3 more.

get_accountsD

Inputs: no named parameters.

get_budgetsD

Inputs: startDate, endDate, useLegacyGoals, useV2Goals.

get_transaction_categoriesD

Inputs: no named parameters.

get_transactionsD

Inputs: limit, offset, startDate, endDate, +11 more.

Tool Schema Changelog

Recent tool additions, removals, and schema changes observed during successful MCP inspections.

Loading tool schema changelog…

    Deploy Server
    One endpoint for every MCP toolRayrun runs every MCP server behind one URL and holds the credentials. Each call is decided per client, tool, and argument, then recorded.ray.runAd

    TDQS

    C2.1/5.0

    Scored across 6 tools

    Disambiguation5/5

    Each tool targets a distinct action and resource (account, transaction, budget, category). The names clearly differentiate them, with no overlap in purpose.

    Naming Consistency5/5

    All tools follow a consistent verb_noun pattern using snake_case (e.g., get_accounts, create_transaction). The naming is uniform and predictable.

    Tool Count5/5

    With 6 tools, the server is well-scoped for a personal finance domain, covering essential reads and writes without unnecessary bloat.

    Completeness3/5

    The set covers creating accounts and transactions and retrieving key data, but lacks update/delete operations for accounts and transactions, which are notable gaps for full lifecycle management.

    Maintenance

    ActivityInactive
    ResponsivenessNo recent community issues

    Resources

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