Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral burden. It conveys that this is a read-only listing operation and that the result includes descriptions. It does not mention pagination, sorting, or potential volume, but for a simple list tool, this is sufficient transparency.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.