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dma9527

irs-taxpayer-mcp

by dma9527

get_tax_planning_tips

Generate personalized year-end tax optimization strategies to reduce tax liability based on income, deductions, and financial situation.

Instructions

Get personalized year-end tax optimization strategies based on your income, deductions, and situation. Suggests actions to reduce tax liability before year-end.

Input Schema

TableJSON Schema
NameRequiredDescriptionDefault
taxYearYesTax year to plan for
filingStatusYes
estimatedIncomeYesExpected total income for the year
currentWithholdingNoTotal tax already withheld/paid YTD
hasRetirementPlanNoHave access to 401k/403b
currentRetirementContributionsNoYTD retirement contributions
hasHSANoHave HSA-eligible health plan
currentHSAContributionsNoYTD HSA contributions
hasMortgageNo
estimatedItemizedDeductionsNo
hasCapitalGainsNo
estimatedCapitalGainsNo
hasCapitalLossesNo
isSelfEmployedNo
charitableGivingNoYTD charitable donations
Behavior2/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

With no annotations provided, the description carries the full burden of behavioral disclosure. It states the tool 'suggests actions,' implying it's a read-only advisory function, but does not disclose critical behavioral traits such as whether it requires authentication, has rate limits, returns structured or free-form advice, or handles errors. For a tool with 15 parameters and no annotations, this leaves significant gaps in understanding how the tool behaves beyond its basic purpose.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness5/5

Is the description appropriately sized, front-loaded, and free of redundancy?

The description is appropriately sized with two concise sentences that are front-loaded with the core purpose. Every sentence earns its place: the first defines the tool's function, and the second clarifies its actionable output. There is no redundant or vague language, making it efficient and easy to parse.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness2/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

Given the tool's complexity (15 parameters, no annotations, no output schema), the description is incomplete. It lacks details on behavioral traits, does not explain the return format or structure of the 'strategies,' and leaves many parameters semantically unclear. For a tool that processes extensive financial data to provide personalized advice, more context is needed to guide effective use, especially without annotations or output schema to fill the gaps.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters3/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

The description adds some meaning by mentioning 'income, deductions, and situation,' which broadly maps to parameters like estimatedIncome, estimatedItemizedDeductions, and filingStatus. However, with schema description coverage at 53%, many parameters (e.g., hasMortgage, hasCapitalGains) are undocumented in both schema and description. The description provides marginal context but does not fully compensate for the coverage gap or explain how parameters interact to generate strategies.

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The description clearly states the tool's purpose with specific verbs ('Get personalized year-end tax optimization strategies') and resources ('based on your income, deductions, and situation'), and distinguishes it from siblings by focusing on year-end planning rather than calculation, analysis, or other tax functions. It explicitly mentions 'suggests actions to reduce tax liability before year-end,' which differentiates it from tools like calculate_federal_tax or analyze_education_tax_benefits.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines4/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

The description provides clear context for when to use this tool ('year-end tax optimization strategies' and 'before year-end'), but does not explicitly state when not to use it or name specific alternatives among the many sibling tools. It implies usage for proactive planning rather than retrospective analysis, which is helpful but lacks explicit exclusions or comparisons to tools like plan_multi_year_taxes or simulate_tax_scenario.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

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