ynab-mcpb

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ynab_create_receipt_split_transaction

Create a YNAB split transaction from itemized receipt data, automatically allocating tax proportionally across categories and previewing before saving.

Instructions

Create a split transaction from itemized receipt data with proportional tax allocation.

Args:

budget_id (string, optional): Budget UUID. Omit to use the default budget.
account_id (string, required): Account UUID.
payee_name (string, required): Store/payee name.
receipt_total (number, required): Total amount in dollars (positive).
receipt_tax (number, required): Tax amount in dollars (0 if none).
categories (array, required): Category groups with items. Each item needs name, amount.
date (string, optional): ISO date. Default: today.
memo (string, optional): Memo applied to the parent transaction.
receipt_subtotal (number, optional): Pre-tax subtotal for validation.
cleared (string, optional): "cleared", "uncleared", or "reconciled". Default: "uncleared".
approved (boolean, optional): Mark as approved. Default: false.
flag_color (string, optional): Transaction flag color ("red", "orange", "yellow", "green", "blue", "purple").
dry_run (boolean, optional): Preview subtransactions without saving. Default: false.

Use this helper when you have receipt line items and want tax allocated across categories automatically. For generic manual split transactions without receipt/tax logic, use "ynab_create_transaction" with "subtransactions".

Returns: transaction with subtransactions and receipt_summary.

Write safety: call without confirmation_token to preview. The preview returns confirmation_token and confirmation_expires_at in its structured output (and in its text). Execute the identical validated request with that short-lived confirmation_token.

Input Schema

Name	Required	Description
`date`	No
`memo`	No
`cleared`	No
`dry_run`	No
`approved`	No
`budget_id`	No
`account_id`	Yes
`categories`	Yes
`flag_color`	No
`payee_name`	Yes
`receipt_tax`	Yes
`receipt_total`	Yes
`receipt_subtotal`	No
`confirmation_token`	No	Short-lived, single-use token returned by the immediately preceding preview of this exact validated request. Omit, or pass null or an empty string, to preview.

Output Schema

Name	Required	Description	Default
No arguments

Schema Changelog

Changes observed during successful MCP inspections.

Changed1 schema field changedv0.32.0Nov 7, 2026

changedOutput schema / anyOf

Previous value: -[
-  {
-    "additionalProperties": false,
-    "properties": {
-      "action": {
-        "const": "ynab_create_receipt_split_transaction",
-        "type": "string"
-      },
-      "dry_run": {
-        "const": true,
-        "type": "boolean"
-      },
-      "receipt_summary": {
-        "additionalProperties": false,
-        "properties": {
-          "categories": {
-            "items": {
-              "additionalProperties": false,
-              "properties": {
-                "category_id": {
-                  "type": "string"
-                },
-                "category_name": {
-                  "type": "string"
-                },
-                "items": {
-                  "items": {
-                    "additionalProperties": false,
-                    "properties": {
-                      "amount": {
-                        "type": "number"
-                      },
-                      "memo": {
-                        "type": "string"
-                      },
-                      "name": {
-                        "type": "string"
-                      },
-                      "quantity": {
-                        "type": "number"
-                      }
-                    },
-                    "required": [
-                      "name",
-                      "amount"
-                    ],
-                    "type": "object"
-                  },
-                  "type": "array"
-                },
-                "subtotal": {
-                  "type": "number"
-                },
-                "tax": {
-                  "type": "number"
-                },
-                "total": {
-                  "type": "number"
-                }
-              },
-              "required": [
-                "category_id",
-                "items",
-                "subtotal",
-                "tax",
-                "total"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          "subtotal": {
-            "type": "number"
-          },
-          "tax": {
-            "type": "number"
-          },
-          "total": {
-            "type": "number"
-          }
-        },
-        "required": [
-          "subtotal",
-          "tax",
-          "total",
-          "categories"
-        ],
-        "type": "object"
-      },
-      "subtransactions": {
-        "items": {
-          "additionalProperties": false,
-          "properties": {
-            "amount": {
-              "description": "Amount in decimal currency units",
-              "type": "number"
-            },
-            "amount_currency": {
-              "type": "number"
-            },
-            "amount_formatted": {
-              "type": [
-                "string",
-                "null"
-              ]
-            },
-            "amount_milliunits": {
-              "maximum": 9007199254740991,
-              "minimum": -9007199254740991,
-              "type": "integer"
-            },
-            "category_id": {
-              "type": [
-                "string",
-                "null"
-              ]
-            },
-            "category_name": {
-              "type": [
-                "string",
-                "null"
-              ]
-            },
-            "memo": {
-              "type": [
-                "string",
-                "null"
-              ]
-            },
-            "payee_id": {
-              "type": [
-                "string",
-                "null"
-              ]
-            },
-            "payee_name": {
-              "type": [
-                "string",
-                "null"
-              ]
-            },
-            "scheduled_transaction_id": {
-              "type": "string"
-            },
-            "transfer_account_id": {
-              "type": [
-                "string",
-                "null"
-              ]
-            },
-            "transfer_transaction_id": {
-              "type": [
-                "string",
-                "null"
-              ]
-            }
-          },
-          "required": [
-            "amount"
-          ],
-          "type": "object"
-        },
-        "type": "array"
-      },
-      "transaction_preview": {
-        "additionalProperties": false,
-        "properties": {
-          "account_id": {
-            "type": "string"
-          },
-          "amount": {
-            "description": "Amount in decimal currency units",
-            "type": "number"
-          },
-          "amount_currency": {
-            "type": "number"
-          },
-          "amount_formatted": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "amount_milliunits": {
-            "maximum": 9007199254740991,
-            "minimum": -9007199254740991,
-            "type": "integer"
-          },
-          "approved": {
-            "type": "boolean"
-          },
-          "category_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "category_name": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "cleared": {
-            "enum": [
-              "cleared",
-              "uncleared",
-              "reconciled"
-            ],
-            "type": "string"
-          },
-          "date": {
-            "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
-            "type": "string"
-          },
-          "debt_transaction_type": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "flag_color": {
-            "anyOf": [
-              {
-                "enum": [
-                  "red",
-                  "orange",
-                  "yellow",
-                  "green",
-                  "blue",
-                  "purple"
-                ],
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ]
-          },
-          "flag_name": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "import_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "import_payee_name": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "import_payee_name_original": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "memo": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "parent_transaction_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "payee_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "payee_name": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "scheduled_transaction_id": {
-            "type": "string"
-          },
-          "subtransactions": {
-            "items": {
-              "additionalProperties": false,
-              "properties": {
-                "amount": {
-                  "description": "Amount in decimal currency units",
-                  "type": "number"
-                },
-                "amount_currency": {
-                  "type": "number"
-                },
-                "amount_formatted": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "amount_milliunits": {
-                  "maximum": 9007199254740991,
-                  "minimum": -9007199254740991,
-                  "type": "integer"
-                },
-                "category_id": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "category_name": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "deleted": {
-                  "type": "boolean"
-                },
-                "id": {
-                  "type": "string"
-                },
-                "memo": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "payee_id": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "payee_name": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "scheduled_transaction_id": {
-                  "type": "string"
-                },
-                "transaction_id": {
-                  "type": "string"
-                },
-                "transfer_account_id": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "transfer_transaction_id": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                }
-              },
-              "required": [
-                "amount"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          "transaction_id": {
-            "type": "string"
-          },
-          "transfer_account_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "transfer_transaction_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "type": {
-            "enum": [
-              "transaction",
-              "subtransaction"
-            ],
-            "type": "string"
-          }
-        },
-        "required": [
-          "amount",
-          "date",
-          "account_id"
-        ],
-        "type": "object"
-      }
-    },
-    "required": [
-      "dry_run",
-      "action",
-      "transaction_preview",
-      "receipt_summary",
-      "subtransactions"
-    ],
-    "type": "object"
-  },
-  {
-    "additionalProperties": false,
-    "properties": {
-      "receipt_summary": {
-        "additionalProperties": false,
-        "properties": {
-          "categories": {
-            "items": {
-              "additionalProperties": false,
-              "properties": {
-                "category_id": {
-                  "type": "string"
-                },
-                "category_name": {
-                  "type": "string"
-                },
-                "items": {
-                  "items": {
-                    "additionalProperties": false,
-                    "properties": {
-                      "amount": {
-                        "type": "number"
-                      },
-                      "memo": {
-                        "type": "string"
-                      },
-                      "name": {
-                        "type": "string"
-                      },
-                      "quantity": {
-                        "type": "number"
-                      }
-                    },
-                    "required": [
-                      "name",
-                      "amount"
-                    ],
-                    "type": "object"
-                  },
-                  "type": "array"
-                },
-                "subtotal": {
-                  "type": "number"
-                },
-                "tax": {
-                  "type": "number"
-                },
-                "total": {
-                  "type": "number"
-                }
-              },
-              "required": [
-                "category_id",
-                "items",
-                "subtotal",
-                "tax",
-                "total"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          "subtotal": {
-            "type": "number"
-          },
-          "tax": {
-            "type": "number"
-          },
-          "total": {
-            "type": "number"
-          }
-        },
-        "required": [
-          "subtotal",
-          "tax",
-          "total",
-          "categories"
-        ],
-        "type": "object"
-      },
-      "transaction": {
-        "additionalProperties": false,
-        "properties": {
-          "account_balance": {
-            "type": "number"
-          },
-          "account_cleared_balance": {
-            "type": "number"
-          },
-          "account_id": {
-            "type": "string"
-          },
-          "account_name": {
-            "type": "string"
-          },
-          "amount": {
-            "description": "Amount in decimal currency units",
-            "type": "number"
-          },
-          "amount_currency": {
-            "type": "number"
-          },
-          "amount_formatted": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "amount_milliunits": {
-            "maximum": 9007199254740991,
-            "minimum": -9007199254740991,
-            "type": "integer"
-          },
-          "approved": {
-            "type": "boolean"
-          },
-          "category_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "category_name": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "cleared": {
-            "type": "string"
-          },
-          "date": {
-            "type": "string"
-          },
-          "debt_transaction_type": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "deleted": {
-            "type": "boolean"
-          },
-          "flag_color": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "flag_name": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "id": {
-            "type": "string"
-          },
-          "import_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "import_payee_name": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "import_payee_name_original": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "matched_transaction_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "memo": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "parent_transaction_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "payee_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "payee_name": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "scheduled_transaction_id": {
-            "type": "string"
-          },
-          "subtransactions": {
-            "items": {
-              "additionalProperties": false,
-              "properties": {
-                "amount": {
-                  "description": "Amount in decimal currency units",
-                  "type": "number"
-                },
-                "amount_currency": {
-                  "type": "number"
-                },
-                "amount_formatted": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "amount_milliunits": {
-                  "maximum": 9007199254740991,
-                  "minimum": -9007199254740991,
-                  "type": "integer"
-                },
-                "category_id": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "category_name": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "deleted": {
-                  "type": "boolean"
-                },
-                "id": {
-                  "type": "string"
-                },
-                "memo": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "payee_id": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "payee_name": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "scheduled_transaction_id": {
-                  "type": "string"
-                },
-                "transaction_id": {
-                  "type": "string"
-                },
-                "transfer_account_id": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                },
-                "transfer_transaction_id": {
-                  "type": [
-                    "string",
-                    "null"
-                  ]
-                }
-              },
-              "required": [
-                "id",
-                "transaction_id",
-                "amount",
-                "deleted"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          "transaction_id": {
-            "type": "string"
-          },
-          "transfer_account_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "transfer_transaction_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "type": {
-            "enum": [
-              "transaction",
-              "subtransaction"
-            ],
-            "type": "string"
-          }
-        },
-        "required": [
-          "id",
-          "amount",
-          "deleted",
-          "date",
-          "account_id",
-          "cleared",
-          "approved"
-        ],
-        "type": "object"
-      }
-    },
-    "required": [
-      "transaction",
-      "receipt_summary"
-    ],
-    "type": "object"
-  }
-]New value: +[
+  {
+    "additionalProperties": false,
+    "properties": {
+      "action": {
+        "const": "ynab_create_receipt_split_transaction",
+        "type": "string"
+      },
+      "confirmation_expires_at": {
+        "description": "Preview only: when confirmation_token expires (ISO 8601).",
+        "format": "date-time",
+        "type": "string"
+      },
+      "confirmation_token": {
+        "description": "Preview only: single-use token that executes this exact request when passed back as confirmation_token.",
+        "type": "string"
+      },
+      "dry_run": {
+        "const": true,
+        "type": "boolean"
+      },
+      "receipt_summary": {
+        "additionalProperties": false,
+        "properties": {
+          "categories": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "category_id": {
+                  "type": "string"
+                },
+                "category_name": {
+                  "type": "string"
+                },
+                "items": {
+                  "items": {
+                    "additionalProperties": false,
+                    "properties": {
+                      "amount": {
+                        "type": "number"
+                      },
+                      "memo": {
+                        "type": "string"
+                      },
+                      "name": {
+                        "type": "string"
+                      },
+                      "quantity": {
+                        "type": "number"
+                      }
+                    },
+                    "required": [
+                      "name",
+                      "amount"
+                    ],
+                    "type": "object"
+                  },
+                  "type": "array"
+                },
+                "subtotal": {
+                  "type": "number"
+                },
+                "tax": {
+                  "type": "number"
+                },
+                "total": {
+                  "type": "number"
+                }
+              },
+              "required": [
+                "category_id",
+                "items",
+                "subtotal",
+                "tax",
+                "total"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "subtotal": {
+            "type": "number"
+          },
+          "tax": {
+            "type": "number"
+          },
+          "total": {
+            "type": "number"
+          }
+        },
+        "required": [
+          "subtotal",
+          "tax",
+          "total",
+          "categories"
+        ],
+        "type": "object"
+      },
+      "subtransactions": {
+        "items": {
+          "additionalProperties": false,
+          "properties": {
+            "amount": {
+              "description": "Amount in decimal currency units",
+              "type": "number"
+            },
+            "amount_currency": {
+              "type": "number"
+            },
+            "amount_formatted": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "amount_milliunits": {
+              "maximum": 9007199254740991,
+              "minimum": -9007199254740991,
+              "type": "integer"
+            },
+            "category_id": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "category_name": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "memo": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "payee_id": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "payee_name": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "scheduled_transaction_id": {
+              "type": "string"
+            },
+            "transfer_account_id": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "transfer_transaction_id": {
+              "type": [
+                "string",
+                "null"
+              ]
+            }
+          },
+          "required": [
+            "amount"
+          ],
+          "type": "object"
+        },
+        "type": "array"
+      },
+      "transaction_preview": {
+        "additionalProperties": false,
+        "properties": {
+          "account_id": {
+            "type": "string"
+          },
+          "amount": {
+            "description": "Amount in decimal currency units",
+            "type": "number"
+          },
+          "amount_currency": {
+            "type": "number"
+          },
+          "amount_formatted": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "amount_milliunits": {
+            "maximum": 9007199254740991,
+            "minimum": -9007199254740991,
+            "type": "integer"
+          },
+          "approved": {
+            "type": "boolean"
+          },
+          "category_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "category_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "cleared": {
+            "enum": [
+              "cleared",
+              "uncleared",
+              "reconciled"
+            ],
+            "type": "string"
+          },
+          "date": {
+            "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
+            "type": "string"
+          },
+          "debt_transaction_type": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "flag_color": {
+            "anyOf": [
+              {
+                "enum": [
+                  "red",
+                  "orange",
+                  "yellow",
+                  "green",
+                  "blue",
+                  "purple"
+                ],
+                "type": "string"
+              },
+              {
+                "type": "null"
+              }
+            ]
+          },
+          "flag_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "import_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "import_payee_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "import_payee_name_original": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "memo": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "parent_transaction_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "scheduled_transaction_id": {
+            "type": "string"
+          },
+          "subtransactions": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "amount": {
+                  "description": "Amount in decimal currency units",
+                  "type": "number"
+                },
+                "amount_currency": {
+                  "type": "number"
+                },
+                "amount_formatted": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "amount_milliunits": {
+                  "maximum": 9007199254740991,
+                  "minimum": -9007199254740991,
+                  "type": "integer"
+                },
+                "category_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "category_name": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "deleted": {
+                  "type": "boolean"
+                },
+                "id": {
+                  "type": "string"
+                },
+                "memo": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "payee_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "payee_name": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "scheduled_transaction_id": {
+                  "type": "string"
+                },
+                "transaction_id": {
+                  "type": "string"
+                },
+                "transfer_account_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "transfer_transaction_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                }
+              },
+              "required": [
+                "amount"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "transaction_id": {
+            "type": "string"
+          },
+          "transfer_account_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "transfer_transaction_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "type": {
+            "enum": [
+              "transaction",
+              "subtransaction"
+            ],
+            "type": "string"
+          }
+        },
+        "required": [
+          "amount",
+          "date",
+          "account_id"
+        ],
+        "type": "object"
+      },
+      "warnings": {
+        "items": {
+          "additionalProperties": false,
+          "properties": {
+            "code": {
+              "type": "string"
+            },
+            "count": {
+              "type": "number"
+            },
+            "message": {
+              "type": "string"
+            },
+            "sample_ids": {
+              "items": {
+                "type": "string"
+              },
+              "type": "array"
+            }
+          },
+          "required": [
+            "code",
+            "count",
+            "message"
+          ],
+          "type": "object"
+        },
+        "type": "array"
+      }
+    },
+    "required": [
+      "dry_run",
+      "action",
+      "transaction_preview",
+      "receipt_summary",
+      "subtransactions"
+    ],
+    "type": "object"
+  },
+  {
+    "additionalProperties": false,
+    "properties": {
+      "confirmation_expires_at": {
+        "description": "Preview only: when confirmation_token expires (ISO 8601).",
+        "format": "date-time",
+        "type": "string"
+      },
+      "confirmation_token": {
+        "description": "Preview only: single-use token that executes this exact request when passed back as confirmation_token.",
+        "type": "string"
+      },
+      "receipt_summary": {
+        "additionalProperties": false,
+        "properties": {
+          "categories": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "category_id": {
+                  "type": "string"
+                },
+                "category_name": {
+                  "type": "string"
+                },
+                "items": {
+                  "items": {
+                    "additionalProperties": false,
+                    "properties": {
+                      "amount": {
+                        "type": "number"
+                      },
+                      "memo": {
+                        "type": "string"
+                      },
+                      "name": {
+                        "type": "string"
+                      },
+                      "quantity": {
+                        "type": "number"
+                      }
+                    },
+                    "required": [
+                      "name",
+                      "amount"
+                    ],
+                    "type": "object"
+                  },
+                  "type": "array"
+                },
+                "subtotal": {
+                  "type": "number"
+                },
+                "tax": {
+                  "type": "number"
+                },
+                "total": {
+                  "type": "number"
+                }
+              },
+              "required": [
+                "category_id",
+                "items",
+                "subtotal",
+                "tax",
+                "total"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "subtotal": {
+            "type": "number"
+          },
+          "tax": {
+            "type": "number"
+          },
+          "total": {
+            "type": "number"
+          }
+        },
+        "required": [
+          "subtotal",
+          "tax",
+          "total",
+          "categories"
+        ],
+        "type": "object"
+      },
+      "transaction": {
+        "additionalProperties": false,
+        "properties": {
+          "account_balance": {
+            "type": "number"
+          },
+          "account_cleared_balance": {
+            "type": "number"
+          },
+          "account_id": {
+            "type": "string"
+          },
+          "account_name": {
+            "type": "string"
+          },
+          "amount": {
+            "description": "Amount in decimal currency units",
+            "type": "number"
+          },
+          "amount_currency": {
+            "type": "number"
+          },
+          "amount_formatted": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "amount_milliunits": {
+            "maximum": 9007199254740991,
+            "minimum": -9007199254740991,
+            "type": "integer"
+          },
+          "approved": {
+            "type": "boolean"
+          },
+          "category_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "category_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "cleared": {
+            "type": "string"
+          },
+          "date": {
+            "type": "string"
+          },
+          "debt_transaction_type": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "deleted": {
+            "type": "boolean"
+          },
+          "flag_color": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "flag_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "id": {
+            "type": "string"
+          },
+          "import_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "import_payee_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "import_payee_name_original": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "matched_transaction_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "memo": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "parent_transaction_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "scheduled_transaction_id": {
+            "type": "string"
+          },
+          "subtransactions": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "amount": {
+                  "description": "Amount in decimal currency units",
+                  "type": "number"
+                },
+                "amount_currency": {
+                  "type": "number"
+                },
+                "amount_formatted": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "amount_milliunits": {
+                  "maximum": 9007199254740991,
+                  "minimum": -9007199254740991,
+                  "type": "integer"
+                },
+                "category_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "category_name": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "deleted": {
+                  "type": "boolean"
+                },
+                "id": {
+                  "type": "string"
+                },
+                "memo": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "payee_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "payee_name": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "scheduled_transaction_id": {
+                  "type": "string"
+                },
+                "transaction_id": {
+                  "type": "string"
+                },
+                "transfer_account_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "transfer_transaction_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                }
+              },
+              "required": [
+                "id",
+                "transaction_id",
+                "amount",
+                "deleted"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "transaction_id": {
+            "type": "string"
+          },
+          "transfer_account_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "transfer_transaction_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "type": {
+            "enum": [
+              "transaction",
+              "subtransaction"
+            ],
+            "type": "string"
+          }
+        },
+        "required": [
+          "id",
+          "amount",
+          "deleted",
+          "date",
+          "account_id",
+          "cleared",
+          "approved"
+        ],
+        "type": "object"
+      }
+    },
+    "required": [
+      "transaction",
+      "receipt_summary"
+    ],
+    "type": "object"
+  }
+]

Changed5 schema fields changedv0.31.0Oct 29, 2026

addedInput schema / properties / confirmation_token / anyOf

Added value: +[
+  {
+    "minLength": 16,
+    "type": "string"
+  },
+  {
+    "const": ""
+  },
+  {
+    "type": "null"
+  }
+]

changedInput schema / properties / confirmation_token / description

Previous value: -"Short-lived, single-use token returned by the immediately preceding preview of this exact validated request."New value: +"Short-lived, single-use token returned by the immediately preceding preview of this exact validated request. Omit, or pass null or an empty string, to preview."

removedInput schema / properties / confirmation_token / minLength
```
Removed value: -16
```
removedInput schema / properties / confirmation_token / type
```
Removed value: -"string"
```

changedOutput schema / anyOf

Previous value: -[
-  {
-    "additionalProperties": false,
-    "properties": {
-      "action": {
-        "const": "ynab_create_receipt_split_transaction",
-        "type": "string"
-      },
-      "dry_run": {
-        "const": true,
-        "type": "boolean"
-      },
-      "receipt_summary": {
-        "additionalProperties": false,
-        "properties": {
-          "categories": {
-            "items": {
-              "additionalProperties": false,
-              "properties": {
-                "category_id": {
-                  "type": "string"
-                },
-                "category_name": {
-                  "type": "string"
-                },
-                "items": {
-                  "items": {
-                    "additionalProperties": false,
-                    "properties": {
-                      "amount": {
-                        "type": "number"
-                      },
-                      "memo": {
-                        "type": "string"
-                      },
-                      "name": {
-                        "type": "string"
-                      },
-                      "quantity": {
-                        "type": "number"
-                      }
-                    },
-                    "required": [
-                      "name",
-                      "amount"
-                    ],
-                    "type": "object"
-                  },
-                  "type": "array"
-                },
-                "subtotal": {
-                  "type": "number"
-                },
-                "tax": {
-                  "type": "number"
-                },
-                "total": {
-                  "type": "number"
-                }
-              },
-              "required": [
-                "category_id",
-                "items",
-                "subtotal",
-                "tax",
-                "total"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          "subtotal": {
-            "type": "number"
-          },
-          "tax": {
-            "type": "number"
-          },
-          "total": {
-            "type": "number"
-          }
-        },
-        "required": [
-          "subtotal",
-          "tax",
-          "total",
-          "categories"
-        ],
-        "type": "object"
-      },
-      "subtransactions": {
-        "items": {
-          "additionalProperties": false,
-          "properties": {
-            "amount": {
-              "type": "number"
-            },
-            "category_id": {
-              "type": "string"
-            },
-            "category_name": {
-              "type": "string"
-            },
-            "memo": {
-              "type": "string"
-            },
-            "payee_id": {
-              "type": "string"
-            },
-            "payee_name": {
-              "type": "string"
-            },
-            "transfer_account_id": {
-              "type": "string"
-            },
-            "transfer_transaction_id": {
-              "type": "string"
-            }
-          },
-          "required": [
-            "amount"
-          ],
-          "type": "object"
-        },
-        "type": "array"
-      },
-      "transaction_preview": {
-        "additionalProperties": false,
-        "properties": {
-          "account_id": {
-            "type": "string"
-          },
-          "amount": {
-            "type": "number"
-          },
-          "approved": {
-            "type": "boolean"
-          },
-          "category_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "cleared": {
-            "enum": [
-              "cleared",
-              "uncleared",
-              "reconciled"
-            ],
-            "type": "string"
-          },
-          "date": {
-            "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
-            "type": "string"
-          },
-          "flag_color": {
-            "anyOf": [
-              {
-                "enum": [
-                  "red",
-                  "orange",
-                  "yellow",
-                  "green",
-                  "blue",
-                  "purple"
-                ],
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ]
-          },
-          "import_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "memo": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "payee_id": {
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "payee_name": {
-            "type": [
-              "string",
-              "null"
-            ]
-          }
-        },
-        "required": [
-          "account_id",
-          "date",
-          "amount"
-        ],
-        "type": "object"
-      }
-    },
-    "required": [
-      "dry_run",
-      "action",
-      "transaction_preview",
-      "receipt_summary",
-      "subtransactions"
-    ],
-    "type": "object"
-  },
-  {
-    "additionalProperties": false,
-    "properties": {
-      "receipt_summary": {
-        "additionalProperties": false,
-        "properties": {
-          "categories": {
-            "items": {
-              "additionalProperties": false,
-              "properties": {
-                "category_id": {
-                  "type": "string"
-                },
-                "category_name": {
-                  "type": "string"
-                },
-                "items": {
-                  "items": {
-                    "additionalProperties": false,
-                    "properties": {
-                      "amount": {
-                        "type": "number"
-                      },
-                      "memo": {
-                        "type": "string"
-                      },
-                      "name": {
-                        "type": "string"
-                      },
-                      "quantity": {
-                        "type": "number"
-                      }
-                    },
-                    "required": [
-                      "name",
-                      "amount"
-                    ],
-                    "type": "object"
-                  },
-                  "type": "array"
-                },
-                "subtotal": {
-                  "type": "number"
-                },
-                "tax": {
-                  "type": "number"
-                },
-                "total": {
-                  "type": "number"
-                }
-              },
-              "required": [
-                "category_id",
-                "items",
-                "subtotal",
-                "tax",
-                "total"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          "subtotal": {
-            "type": "number"
-          },
-          "tax": {
-            "type": "number"
-          },
-          "total": {
-            "type": "number"
-          }
-        },
-        "required": [
-          "subtotal",
-          "tax",
-          "total",
-          "categories"
-        ],
-        "type": "object"
-      },
-      "transaction": {
-        "additionalProperties": false,
-        "properties": {
-          "account_balance": {
-            "type": "number"
-          },
-          "account_cleared_balance": {
-            "type": "number"
-          },
-          "account_id": {
-            "description": "Account ID",
-            "type": "string"
-          },
-          "account_name": {
-            "description": "Account name",
-            "type": "string"
-          },
-          "amount": {
-            "description": "Transaction amount in dollars",
-            "type": "number"
-          },
-          "approved": {
-            "description": "Approved flag",
-            "type": "boolean"
-          },
-          "category_id": {
-            "description": "Category ID",
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "category_name": {
-            "description": "Category name",
-            "type": "string"
-          },
-          "cleared": {
-            "description": "Cleared status",
-            "type": "string"
-          },
-          "date": {
-            "description": "Transaction date",
-            "type": "string"
-          },
-          "deleted": {
-            "description": "Deleted flag",
-            "type": "boolean"
-          },
-          "flag_color": {
-            "description": "Flag color",
-            "type": "string"
-          },
-          "id": {
-            "description": "Transaction ID",
-            "type": "string"
-          },
-          "import_id": {
-            "description": "Import ID",
-            "type": "string"
-          },
-          "matched_transaction_id": {
-            "description": "Matched transaction ID",
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "memo": {
-            "description": "Transaction memo",
-            "type": "string"
-          },
-          "payee_id": {
-            "description": "Payee ID",
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "payee_name": {
-            "description": "Payee name",
-            "type": "string"
-          },
-          "subtransactions": {
-            "items": {
-              "additionalProperties": false,
-              "properties": {
-                "amount": {
-                  "type": "number"
-                },
-                "category_id": {
-                  "type": "string"
-                },
-                "category_name": {
-                  "type": "string"
-                },
-                "deleted": {
-                  "type": "boolean"
-                },
-                "id": {
-                  "type": "string"
-                },
-                "memo": {
-                  "type": "string"
-                },
-                "payee_id": {
-                  "type": "string"
-                },
-                "payee_name": {
-                  "type": "string"
-                },
-                "transaction_id": {
-                  "type": "string"
-                },
-                "transfer_account_id": {
-                  "type": "string"
-                },
-                "transfer_transaction_id": {
-                  "type": "string"
-                }
-              },
-              "required": [
-                "id",
-                "transaction_id",
-                "amount",
-                "deleted"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          "transfer_account_id": {
-            "description": "Transfer account ID",
-            "type": [
-              "string",
-              "null"
-            ]
-          },
-          "transfer_transaction_id": {
-            "description": "Transfer transaction ID",
-            "type": [
-              "string",
-              "null"
-            ]
-          }
-        },
-        "required": [
-          "id",
-          "date",
-          "amount",
-          "cleared",
-          "approved",
-          "account_id",
-          "deleted"
-        ],
-        "type": "object"
-      }
-    },
-    "required": [
-      "transaction",
-      "receipt_summary"
-    ],
-    "type": "object"
-  }
-]New value: +[
+  {
+    "additionalProperties": false,
+    "properties": {
+      "action": {
+        "const": "ynab_create_receipt_split_transaction",
+        "type": "string"
+      },
+      "dry_run": {
+        "const": true,
+        "type": "boolean"
+      },
+      "receipt_summary": {
+        "additionalProperties": false,
+        "properties": {
+          "categories": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "category_id": {
+                  "type": "string"
+                },
+                "category_name": {
+                  "type": "string"
+                },
+                "items": {
+                  "items": {
+                    "additionalProperties": false,
+                    "properties": {
+                      "amount": {
+                        "type": "number"
+                      },
+                      "memo": {
+                        "type": "string"
+                      },
+                      "name": {
+                        "type": "string"
+                      },
+                      "quantity": {
+                        "type": "number"
+                      }
+                    },
+                    "required": [
+                      "name",
+                      "amount"
+                    ],
+                    "type": "object"
+                  },
+                  "type": "array"
+                },
+                "subtotal": {
+                  "type": "number"
+                },
+                "tax": {
+                  "type": "number"
+                },
+                "total": {
+                  "type": "number"
+                }
+              },
+              "required": [
+                "category_id",
+                "items",
+                "subtotal",
+                "tax",
+                "total"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "subtotal": {
+            "type": "number"
+          },
+          "tax": {
+            "type": "number"
+          },
+          "total": {
+            "type": "number"
+          }
+        },
+        "required": [
+          "subtotal",
+          "tax",
+          "total",
+          "categories"
+        ],
+        "type": "object"
+      },
+      "subtransactions": {
+        "items": {
+          "additionalProperties": false,
+          "properties": {
+            "amount": {
+              "description": "Amount in decimal currency units",
+              "type": "number"
+            },
+            "amount_currency": {
+              "type": "number"
+            },
+            "amount_formatted": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "amount_milliunits": {
+              "maximum": 9007199254740991,
+              "minimum": -9007199254740991,
+              "type": "integer"
+            },
+            "category_id": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "category_name": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "memo": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "payee_id": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "payee_name": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "scheduled_transaction_id": {
+              "type": "string"
+            },
+            "transfer_account_id": {
+              "type": [
+                "string",
+                "null"
+              ]
+            },
+            "transfer_transaction_id": {
+              "type": [
+                "string",
+                "null"
+              ]
+            }
+          },
+          "required": [
+            "amount"
+          ],
+          "type": "object"
+        },
+        "type": "array"
+      },
+      "transaction_preview": {
+        "additionalProperties": false,
+        "properties": {
+          "account_id": {
+            "type": "string"
+          },
+          "amount": {
+            "description": "Amount in decimal currency units",
+            "type": "number"
+          },
+          "amount_currency": {
+            "type": "number"
+          },
+          "amount_formatted": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "amount_milliunits": {
+            "maximum": 9007199254740991,
+            "minimum": -9007199254740991,
+            "type": "integer"
+          },
+          "approved": {
+            "type": "boolean"
+          },
+          "category_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "category_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "cleared": {
+            "enum": [
+              "cleared",
+              "uncleared",
+              "reconciled"
+            ],
+            "type": "string"
+          },
+          "date": {
+            "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
+            "type": "string"
+          },
+          "debt_transaction_type": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "flag_color": {
+            "anyOf": [
+              {
+                "enum": [
+                  "red",
+                  "orange",
+                  "yellow",
+                  "green",
+                  "blue",
+                  "purple"
+                ],
+                "type": "string"
+              },
+              {
+                "type": "null"
+              }
+            ]
+          },
+          "flag_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "import_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "import_payee_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "import_payee_name_original": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "memo": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "parent_transaction_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "scheduled_transaction_id": {
+            "type": "string"
+          },
+          "subtransactions": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "amount": {
+                  "description": "Amount in decimal currency units",
+                  "type": "number"
+                },
+                "amount_currency": {
+                  "type": "number"
+                },
+                "amount_formatted": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "amount_milliunits": {
+                  "maximum": 9007199254740991,
+                  "minimum": -9007199254740991,
+                  "type": "integer"
+                },
+                "category_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "category_name": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "deleted": {
+                  "type": "boolean"
+                },
+                "id": {
+                  "type": "string"
+                },
+                "memo": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "payee_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "payee_name": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "scheduled_transaction_id": {
+                  "type": "string"
+                },
+                "transaction_id": {
+                  "type": "string"
+                },
+                "transfer_account_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "transfer_transaction_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                }
+              },
+              "required": [
+                "amount"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "transaction_id": {
+            "type": "string"
+          },
+          "transfer_account_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "transfer_transaction_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "type": {
+            "enum": [
+              "transaction",
+              "subtransaction"
+            ],
+            "type": "string"
+          }
+        },
+        "required": [
+          "amount",
+          "date",
+          "account_id"
+        ],
+        "type": "object"
+      }
+    },
+    "required": [
+      "dry_run",
+      "action",
+      "transaction_preview",
+      "receipt_summary",
+      "subtransactions"
+    ],
+    "type": "object"
+  },
+  {
+    "additionalProperties": false,
+    "properties": {
+      "receipt_summary": {
+        "additionalProperties": false,
+        "properties": {
+          "categories": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "category_id": {
+                  "type": "string"
+                },
+                "category_name": {
+                  "type": "string"
+                },
+                "items": {
+                  "items": {
+                    "additionalProperties": false,
+                    "properties": {
+                      "amount": {
+                        "type": "number"
+                      },
+                      "memo": {
+                        "type": "string"
+                      },
+                      "name": {
+                        "type": "string"
+                      },
+                      "quantity": {
+                        "type": "number"
+                      }
+                    },
+                    "required": [
+                      "name",
+                      "amount"
+                    ],
+                    "type": "object"
+                  },
+                  "type": "array"
+                },
+                "subtotal": {
+                  "type": "number"
+                },
+                "tax": {
+                  "type": "number"
+                },
+                "total": {
+                  "type": "number"
+                }
+              },
+              "required": [
+                "category_id",
+                "items",
+                "subtotal",
+                "tax",
+                "total"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "subtotal": {
+            "type": "number"
+          },
+          "tax": {
+            "type": "number"
+          },
+          "total": {
+            "type": "number"
+          }
+        },
+        "required": [
+          "subtotal",
+          "tax",
+          "total",
+          "categories"
+        ],
+        "type": "object"
+      },
+      "transaction": {
+        "additionalProperties": false,
+        "properties": {
+          "account_balance": {
+            "type": "number"
+          },
+          "account_cleared_balance": {
+            "type": "number"
+          },
+          "account_id": {
+            "type": "string"
+          },
+          "account_name": {
+            "type": "string"
+          },
+          "amount": {
+            "description": "Amount in decimal currency units",
+            "type": "number"
+          },
+          "amount_currency": {
+            "type": "number"
+          },
+          "amount_formatted": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "amount_milliunits": {
+            "maximum": 9007199254740991,
+            "minimum": -9007199254740991,
+            "type": "integer"
+          },
+          "approved": {
+            "type": "boolean"
+          },
+          "category_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "category_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "cleared": {
+            "type": "string"
+          },
+          "date": {
+            "type": "string"
+          },
+          "debt_transaction_type": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "deleted": {
+            "type": "boolean"
+          },
+          "flag_color": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "flag_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "id": {
+            "type": "string"
+          },
+          "import_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "import_payee_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "import_payee_name_original": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "matched_transaction_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "memo": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "parent_transaction_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "scheduled_transaction_id": {
+            "type": "string"
+          },
+          "subtransactions": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "amount": {
+                  "description": "Amount in decimal currency units",
+                  "type": "number"
+                },
+                "amount_currency": {
+                  "type": "number"
+                },
+                "amount_formatted": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "amount_milliunits": {
+                  "maximum": 9007199254740991,
+                  "minimum": -9007199254740991,
+                  "type": "integer"
+                },
+                "category_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "category_name": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "deleted": {
+                  "type": "boolean"
+                },
+                "id": {
+                  "type": "string"
+                },
+                "memo": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "payee_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "payee_name": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "scheduled_transaction_id": {
+                  "type": "string"
+                },
+                "transaction_id": {
+                  "type": "string"
+                },
+                "transfer_account_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                },
+                "transfer_transaction_id": {
+                  "type": [
+                    "string",
+                    "null"
+                  ]
+                }
+              },
+              "required": [
+                "id",
+                "transaction_id",
+                "amount",
+                "deleted"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "transaction_id": {
+            "type": "string"
+          },
+          "transfer_account_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "transfer_transaction_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "type": {
+            "enum": [
+              "transaction",
+              "subtransaction"
+            ],
+            "type": "string"
+          }
+        },
+        "required": [
+          "id",
+          "amount",
+          "deleted",
+          "date",
+          "account_id",
+          "cleared",
+          "approved"
+        ],
+        "type": "object"
+      }
+    },
+    "required": [
+      "transaction",
+      "receipt_summary"
+    ],
+    "type": "object"
+  }
+]

Changed1 schema field changedv0.29.1Oct 26, 2026

changedOutput schema / anyOf

Previous value: -[
-  {
-    "additionalProperties": false,
-    "properties": {
-      "action": {
-        "const": "ynab_create_receipt_split_transaction",
-        "type": "string"
-      },
-      "dry_run": {
-        "const": true,
-        "type": "boolean"
-      },
-      "receipt_summary": {
-        "additionalProperties": false,
-        "properties": {
-          "categories": {
-            "items": {
-              "additionalProperties": false,
-              "properties": {
-                "category_id": {
-                  "type": "string"
-                },
-                "category_name": {
-                  "type": "string"
-                },
-                "items": {
-                  "items": {
-                    "additionalProperties": false,
-                    "properties": {
-                      "amount": {
-                        "type": "number"
-                      },
-                      "memo": {
-                        "type": "string"
-                      },
-                      "name": {
-                        "type": "string"
-                      },
-                      "quantity": {
-                        "type": "number"
-                      }
-                    },
-                    "required": [
-                      "name",
-                      "amount"
-                    ],
-                    "type": "object"
-                  },
-                  "type": "array"
-                },
-                "subtotal": {
-                  "type": "number"
-                },
-                "tax": {
-                  "type": "number"
-                },
-                "total": {
-                  "type": "number"
-                }
-              },
-              "required": [
-                "category_id",
-                "items",
-                "subtotal",
-                "tax",
-                "total"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          "subtotal": {
-            "type": "number"
-          },
-          "tax": {
-            "type": "number"
-          },
-          "total": {
-            "type": "number"
-          }
-        },
-        "required": [
-          "subtotal",
-          "tax",
-          "total",
-          "categories"
-        ],
-        "type": "object"
-      },
-      "subtransactions": {
-        "items": {
-          "additionalProperties": false,
-          "properties": {
-            "amount": {
-              "type": "number"
-            },
-            "category_id": {
-              "type": "string"
-            },
-            "category_name": {
-              "type": "string"
-            },
-            "memo": {
-              "type": "string"
-            },
-            "payee_id": {
-              "type": "string"
-            },
-            "payee_name": {
-              "type": "string"
-            },
-            "transfer_account_id": {
-              "type": "string"
-            },
-            "transfer_transaction_id": {
-              "type": "string"
-            }
-          },
-          "required": [
-            "amount"
-          ],
-          "type": "object"
-        },
-        "type": "array"
-      },
-      "transaction_preview": {
-        "additionalProperties": false,
-        "properties": {
-          "account_id": {
-            "type": "string"
-          },
-          "amount": {
-            "type": "number"
-          },
-          "approved": {
-            "type": "boolean"
-          },
-          "category_id": {
-            "anyOf": [
-              {
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ]
-          },
-          "cleared": {
-            "enum": [
-              "cleared",
-              "uncleared",
-              "reconciled"
-            ],
-            "type": "string"
-          },
-          "date": {
-            "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
-            "type": "string"
-          },
-          "flag_color": {
-            "anyOf": [
-              {
-                "enum": [
-                  "red",
-                  "orange",
-                  "yellow",
-                  "green",
-                  "blue",
-                  "purple"
-                ],
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ]
-          },
-          "import_id": {
-            "anyOf": [
-              {
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ]
-          },
-          "memo": {
-            "anyOf": [
-              {
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ]
-          },
-          "payee_id": {
-            "anyOf": [
-              {
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ]
-          },
-          "payee_name": {
-            "anyOf": [
-              {
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ]
-          }
-        },
-        "required": [
-          "account_id",
-          "date",
-          "amount"
-        ],
-        "type": "object"
-      }
-    },
-    "required": [
-      "dry_run",
-      "action",
-      "transaction_preview",
-      "receipt_summary",
-      "subtransactions"
-    ],
-    "type": "object"
-  },
-  {
-    "additionalProperties": false,
-    "properties": {
-      "receipt_summary": {
-        "additionalProperties": false,
-        "properties": {
-          "categories": {
-            "items": {
-              "additionalProperties": false,
-              "properties": {
-                "category_id": {
-                  "type": "string"
-                },
-                "category_name": {
-                  "type": "string"
-                },
-                "items": {
-                  "items": {
-                    "additionalProperties": false,
-                    "properties": {
-                      "amount": {
-                        "type": "number"
-                      },
-                      "memo": {
-                        "type": "string"
-                      },
-                      "name": {
-                        "type": "string"
-                      },
-                      "quantity": {
-                        "type": "number"
-                      }
-                    },
-                    "required": [
-                      "name",
-                      "amount"
-                    ],
-                    "type": "object"
-                  },
-                  "type": "array"
-                },
-                "subtotal": {
-                  "type": "number"
-                },
-                "tax": {
-                  "type": "number"
-                },
-                "total": {
-                  "type": "number"
-                }
-              },
-              "required": [
-                "category_id",
-                "items",
-                "subtotal",
-                "tax",
-                "total"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          "subtotal": {
-            "type": "number"
-          },
-          "tax": {
-            "type": "number"
-          },
-          "total": {
-            "type": "number"
-          }
-        },
-        "required": [
-          "subtotal",
-          "tax",
-          "total",
-          "categories"
-        ],
-        "type": "object"
-      },
-      "transaction": {
-        "additionalProperties": false,
-        "properties": {
-          "account_balance": {
-            "type": "number"
-          },
-          "account_cleared_balance": {
-            "type": "number"
-          },
-          "account_id": {
-            "description": "Account ID",
-            "type": "string"
-          },
-          "account_name": {
-            "description": "Account name",
-            "type": "string"
-          },
-          "amount": {
-            "description": "Transaction amount in dollars",
-            "type": "number"
-          },
-          "approved": {
-            "description": "Approved flag",
-            "type": "boolean"
-          },
-          "category_id": {
-            "anyOf": [
-              {
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ],
-            "description": "Category ID"
-          },
-          "category_name": {
-            "description": "Category name",
-            "type": "string"
-          },
-          "cleared": {
-            "description": "Cleared status",
-            "type": "string"
-          },
-          "date": {
-            "description": "Transaction date",
-            "type": "string"
-          },
-          "deleted": {
-            "description": "Deleted flag",
-            "type": "boolean"
-          },
-          "flag_color": {
-            "description": "Flag color",
-            "type": "string"
-          },
-          "id": {
-            "description": "Transaction ID",
-            "type": "string"
-          },
-          "import_id": {
-            "description": "Import ID",
-            "type": "string"
-          },
-          "matched_transaction_id": {
-            "anyOf": [
-              {
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ],
-            "description": "Matched transaction ID"
-          },
-          "memo": {
-            "description": "Transaction memo",
-            "type": "string"
-          },
-          "payee_id": {
-            "anyOf": [
-              {
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ],
-            "description": "Payee ID"
-          },
-          "payee_name": {
-            "description": "Payee name",
-            "type": "string"
-          },
-          "subtransactions": {
-            "items": {
-              "additionalProperties": false,
-              "properties": {
-                "amount": {
-                  "type": "number"
-                },
-                "category_id": {
-                  "type": "string"
-                },
-                "category_name": {
-                  "type": "string"
-                },
-                "deleted": {
-                  "type": "boolean"
-                },
-                "id": {
-                  "type": "string"
-                },
-                "memo": {
-                  "type": "string"
-                },
-                "payee_id": {
-                  "type": "string"
-                },
-                "payee_name": {
-                  "type": "string"
-                },
-                "transaction_id": {
-                  "type": "string"
-                },
-                "transfer_account_id": {
-                  "type": "string"
-                },
-                "transfer_transaction_id": {
-                  "type": "string"
-                }
-              },
-              "required": [
-                "id",
-                "transaction_id",
-                "amount",
-                "deleted"
-              ],
-              "type": "object"
-            },
-            "type": "array"
-          },
-          "transfer_account_id": {
-            "anyOf": [
-              {
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ],
-            "description": "Transfer account ID"
-          },
-          "transfer_transaction_id": {
-            "anyOf": [
-              {
-                "type": "string"
-              },
-              {
-                "type": "null"
-              }
-            ],
-            "description": "Transfer transaction ID"
-          }
-        },
-        "required": [
-          "id",
-          "date",
-          "amount",
-          "cleared",
-          "approved",
-          "account_id",
-          "deleted"
-        ],
-        "type": "object"
-      }
-    },
-    "required": [
-      "transaction",
-      "receipt_summary"
-    ],
-    "type": "object"
-  }
-]New value: +[
+  {
+    "additionalProperties": false,
+    "properties": {
+      "action": {
+        "const": "ynab_create_receipt_split_transaction",
+        "type": "string"
+      },
+      "dry_run": {
+        "const": true,
+        "type": "boolean"
+      },
+      "receipt_summary": {
+        "additionalProperties": false,
+        "properties": {
+          "categories": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "category_id": {
+                  "type": "string"
+                },
+                "category_name": {
+                  "type": "string"
+                },
+                "items": {
+                  "items": {
+                    "additionalProperties": false,
+                    "properties": {
+                      "amount": {
+                        "type": "number"
+                      },
+                      "memo": {
+                        "type": "string"
+                      },
+                      "name": {
+                        "type": "string"
+                      },
+                      "quantity": {
+                        "type": "number"
+                      }
+                    },
+                    "required": [
+                      "name",
+                      "amount"
+                    ],
+                    "type": "object"
+                  },
+                  "type": "array"
+                },
+                "subtotal": {
+                  "type": "number"
+                },
+                "tax": {
+                  "type": "number"
+                },
+                "total": {
+                  "type": "number"
+                }
+              },
+              "required": [
+                "category_id",
+                "items",
+                "subtotal",
+                "tax",
+                "total"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "subtotal": {
+            "type": "number"
+          },
+          "tax": {
+            "type": "number"
+          },
+          "total": {
+            "type": "number"
+          }
+        },
+        "required": [
+          "subtotal",
+          "tax",
+          "total",
+          "categories"
+        ],
+        "type": "object"
+      },
+      "subtransactions": {
+        "items": {
+          "additionalProperties": false,
+          "properties": {
+            "amount": {
+              "type": "number"
+            },
+            "category_id": {
+              "type": "string"
+            },
+            "category_name": {
+              "type": "string"
+            },
+            "memo": {
+              "type": "string"
+            },
+            "payee_id": {
+              "type": "string"
+            },
+            "payee_name": {
+              "type": "string"
+            },
+            "transfer_account_id": {
+              "type": "string"
+            },
+            "transfer_transaction_id": {
+              "type": "string"
+            }
+          },
+          "required": [
+            "amount"
+          ],
+          "type": "object"
+        },
+        "type": "array"
+      },
+      "transaction_preview": {
+        "additionalProperties": false,
+        "properties": {
+          "account_id": {
+            "type": "string"
+          },
+          "amount": {
+            "type": "number"
+          },
+          "approved": {
+            "type": "boolean"
+          },
+          "category_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "cleared": {
+            "enum": [
+              "cleared",
+              "uncleared",
+              "reconciled"
+            ],
+            "type": "string"
+          },
+          "date": {
+            "pattern": "^\\d{4}-\\d{2}-\\d{2}$",
+            "type": "string"
+          },
+          "flag_color": {
+            "anyOf": [
+              {
+                "enum": [
+                  "red",
+                  "orange",
+                  "yellow",
+                  "green",
+                  "blue",
+                  "purple"
+                ],
+                "type": "string"
+              },
+              {
+                "type": "null"
+              }
+            ]
+          },
+          "import_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "memo": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_id": {
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_name": {
+            "type": [
+              "string",
+              "null"
+            ]
+          }
+        },
+        "required": [
+          "account_id",
+          "date",
+          "amount"
+        ],
+        "type": "object"
+      }
+    },
+    "required": [
+      "dry_run",
+      "action",
+      "transaction_preview",
+      "receipt_summary",
+      "subtransactions"
+    ],
+    "type": "object"
+  },
+  {
+    "additionalProperties": false,
+    "properties": {
+      "receipt_summary": {
+        "additionalProperties": false,
+        "properties": {
+          "categories": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "category_id": {
+                  "type": "string"
+                },
+                "category_name": {
+                  "type": "string"
+                },
+                "items": {
+                  "items": {
+                    "additionalProperties": false,
+                    "properties": {
+                      "amount": {
+                        "type": "number"
+                      },
+                      "memo": {
+                        "type": "string"
+                      },
+                      "name": {
+                        "type": "string"
+                      },
+                      "quantity": {
+                        "type": "number"
+                      }
+                    },
+                    "required": [
+                      "name",
+                      "amount"
+                    ],
+                    "type": "object"
+                  },
+                  "type": "array"
+                },
+                "subtotal": {
+                  "type": "number"
+                },
+                "tax": {
+                  "type": "number"
+                },
+                "total": {
+                  "type": "number"
+                }
+              },
+              "required": [
+                "category_id",
+                "items",
+                "subtotal",
+                "tax",
+                "total"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "subtotal": {
+            "type": "number"
+          },
+          "tax": {
+            "type": "number"
+          },
+          "total": {
+            "type": "number"
+          }
+        },
+        "required": [
+          "subtotal",
+          "tax",
+          "total",
+          "categories"
+        ],
+        "type": "object"
+      },
+      "transaction": {
+        "additionalProperties": false,
+        "properties": {
+          "account_balance": {
+            "type": "number"
+          },
+          "account_cleared_balance": {
+            "type": "number"
+          },
+          "account_id": {
+            "description": "Account ID",
+            "type": "string"
+          },
+          "account_name": {
+            "description": "Account name",
+            "type": "string"
+          },
+          "amount": {
+            "description": "Transaction amount in dollars",
+            "type": "number"
+          },
+          "approved": {
+            "description": "Approved flag",
+            "type": "boolean"
+          },
+          "category_id": {
+            "description": "Category ID",
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "category_name": {
+            "description": "Category name",
+            "type": "string"
+          },
+          "cleared": {
+            "description": "Cleared status",
+            "type": "string"
+          },
+          "date": {
+            "description": "Transaction date",
+            "type": "string"
+          },
+          "deleted": {
+            "description": "Deleted flag",
+            "type": "boolean"
+          },
+          "flag_color": {
+            "description": "Flag color",
+            "type": "string"
+          },
+          "id": {
+            "description": "Transaction ID",
+            "type": "string"
+          },
+          "import_id": {
+            "description": "Import ID",
+            "type": "string"
+          },
+          "matched_transaction_id": {
+            "description": "Matched transaction ID",
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "memo": {
+            "description": "Transaction memo",
+            "type": "string"
+          },
+          "payee_id": {
+            "description": "Payee ID",
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "payee_name": {
+            "description": "Payee name",
+            "type": "string"
+          },
+          "subtransactions": {
+            "items": {
+              "additionalProperties": false,
+              "properties": {
+                "amount": {
+                  "type": "number"
+                },
+                "category_id": {
+                  "type": "string"
+                },
+                "category_name": {
+                  "type": "string"
+                },
+                "deleted": {
+                  "type": "boolean"
+                },
+                "id": {
+                  "type": "string"
+                },
+                "memo": {
+                  "type": "string"
+                },
+                "payee_id": {
+                  "type": "string"
+                },
+                "payee_name": {
+                  "type": "string"
+                },
+                "transaction_id": {
+                  "type": "string"
+                },
+                "transfer_account_id": {
+                  "type": "string"
+                },
+                "transfer_transaction_id": {
+                  "type": "string"
+                }
+              },
+              "required": [
+                "id",
+                "transaction_id",
+                "amount",
+                "deleted"
+              ],
+              "type": "object"
+            },
+            "type": "array"
+          },
+          "transfer_account_id": {
+            "description": "Transfer account ID",
+            "type": [
+              "string",
+              "null"
+            ]
+          },
+          "transfer_transaction_id": {
+            "description": "Transfer transaction ID",
+            "type": [
+              "string",
+              "null"
+            ]
+          }
+        },
+        "required": [
+          "id",
+          "date",
+          "amount",
+          "cleared",
+          "approved",
+          "account_id",
+          "deleted"
+        ],
+        "type": "object"
+      }
+    },
+    "required": [
+      "transaction",
+      "receipt_summary"
+    ],
+    "type": "object"
+  }
+]

Changed1 schema field changedv0.27.1Jul 12, 2026

addedInput schema / properties / confirmation_token

Added value: +{
+  "description": "Short-lived, single-use token returned by the immediately preceding preview of this exact validated request.",
+  "minLength": 16,
+  "type": "string"
+}

Addedv0.26.9May 11, 2026

TDQS

A4.7/5.0

Behavior5/5

Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?

Annotations only flag it as a non-read-only, non-idempotent, non-destructive write; the description adds the two-phase confirmation_token safety flow (preview returns a short-lived token, execute with the identical request), the default-budget behavior, defaults for date/cleared/approved, and the fact that memo lands on the parent transaction. That is substantive context beyond the structured hints.

Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.

Conciseness4/5

Is the description appropriately sized, front-loaded, and free of redundancy?

Front-loaded with purpose, then usage routing, then a scannable Args list, then return and safety notes — a sensible order with little filler. Minor inefficiency: it presents two overlapping preview mechanisms (dry_run and omitting confirmation_token) without saying how they differ or whether one implies the other.

Shorter descriptions cost fewer tokens and are easier for agents to parse. Every sentence should earn its place.

Completeness4/5

Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?

For a 14-parameter write tool, the definition covers allocation semantics, defaults, confirmation safety, and the return shape, and an output schema exists so return values need no elaboration. The one unresolved ambiguity is the relationship between dry_run=true and the token-based preview, which an agent must guess between.

Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.

Parameters4/5

Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?

Schema description coverage is only 7%, so the Args block is doing the heavy lifting and mostly succeeds: it explains units (dollars), sign conventions (positive, 0 if no tax), the purpose of receipt_subtotal (validation), defaults, and enum values for cleared and flag_color. The gap is the categories structure — the schema requires category_id per group and allows item-level memo/quantity, none of which the Args text mentions ('Each item needs name, amount').

Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.

Purpose5/5

Does the description clearly state what the tool does and how it differs from similar tools?

The first sentence gives a specific verb and resource ('Create a split transaction') plus the differentiating behavior ('proportional tax allocation') that separates it from generic transaction creation. An agent can identify the tool from the opening clause alone.

Agents choose between tools based on descriptions. A clear purpose with a specific verb and resource helps agents select the right tool.

Usage Guidelines5/5

Does the description explain when to use this tool, when not to, or what alternatives exist?

Explicitly states the selection condition ('when you have receipt line items and want tax allocated across categories automatically') and names the alternative for the other case ('For generic manual split transactions without receipt/tax logic, use ynab_create_transaction with subtransactions'). This is a clean when/when-not pair.

Agents often have multiple tools that could apply. Explicit usage guidance like "use X instead of Y when Z" prevents misuse.

Deploy Server

ynab_create_receipt_split_transaction

Instructions

Input Schema

Output Schema

Schema Changelog

TDQS

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