red_flags_report
Audit debt accounts for missed or returned payments, flagging red flags. Downgrade to 'made_good' if later resolved, and highlight unauditable accounts that sync only balance.
Instructions
Loud alerts for debt payments that were returned or missed.
as_of is YYYY-MM-DD, defaulting to today. Audits each configured debt
account (loans, mortgages, financed purchases) directly from its own
transactions, so a payment is caught no matter which account funded it. A
returned payment (posted then reversed) and a month whose payments net to
zero or less (none posted, or fully reversed) each surface as a red flag; the
payment amount is never compared, so any positive net counts as paid. A
returned or missed payment that is later re-made or covered by an extra
payment is downgraded to made_good and drops out of the red count. A debt
that syncs only a balance surfaces as an explicit unauditable note rather
than a silent gap. With no debt_accounts configured the report is simply
empty.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| as_of | No |
Output Schema
| Name | Required | Description | Default |
|---|---|---|---|
No arguments | |||